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62417 Home Insurance Quotes & Rates

Currently, the 1,170 homes within the 62417 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Illinois is around $869 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Bridgeport, IL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 62417.

Illinois is now ranking #31 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Bridgeport home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Illinois has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 62417 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Bridgeport, Illinois home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Bridgeport, IL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

62417 Home Insurance Average Premiums

Local 62417 homeowners insurance quotes comparison

$619 /yr.

Shows Zip Code: 62417 lowest rates with discounts applied on average.

For the 62417, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$619 /yr.
Average Coverage:$869 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1169 /yr.

What is the average home insurance cost for a home in 62417?

  • • The average homeowners insurance premium paid annually for a home in 62417 is around $869 per year.

What does it cost on average per month for home insurance in 62417?

  • • Homeowners in 62417 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 62417?

  • • Autoowners in 62417 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bridgeport area, check out other zip codes nearby 62417.
Review average rates in another zip code:
62417 homeowners insurance rates

Home Replacement Cost Coverage in 62417

Average Building Cost Per Square Foot in 62417: $154

Location: Bridgeport, Illinois (Lawrence County)

Average Square Footage in 62417: 429 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62417 before you start any project. Bridgeport homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62417 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62417 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 429 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bridgeport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154429$66,100
Additional Upgrades & Added Features$193429$82,625
Major Home Updates or Advancements$231429$99,150

It's important to understand that when you estimate your replacement cost of your home in the 62417 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62417

Best Home & Auto Insurance Agencies in 62417

Housing Demographics for 62417

Population Review for 62417 Zip Code

For the city of Bridgeport, the population within 62417 has increased to over 2,853 residents in population size. The current population total is 2,984. We have broken down the population based on race below. In 62417, there are over 1456 in male population and 1528 females.

PopulationValues
Total Population2,984
White Population2839
Black Population32
Hispanic Population38
Asian Population3
Hawaiian Population2
Indian Population2
Other Population18
Male Population1456
Female Population1528
Population Estimate2853

Household Data for 62417

The average number of homes in 62417 is around 1,170, there are an average of 2.38 per household. The average house value according to local real estate values is around $66,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,170
Persons Per Household2.38
Average House Value$66,100
Income Per Household$54896
Median Age42.4
Median Age Male40.0
Median Age Female44.8
62417 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityBridgeport
City Alias NameBRIDGEPORT
CountyLawrence
County FIPS101
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees449
Business First Quarter Payroll3912
Business Annual Payroll17338
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential1199
Delivery Business58
Delivery Total1307
Preferred Last Line KeyW12165
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW12165
Land Area35.810000
Water Area0.025000
City Alias Code
City Mixed CaseBridgeport
City Alias Mixed CaseBridgeport
Box Count26
SFDU1170
MFDU29
State ANSI17
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number160930
Unique ZIP Name
SSA State County Code14590
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseLawrence

Illinois Homeowners Insurance News & Information

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