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62420 Home Insurance Rates & Premiums

Did you know there are over 4,196 people living within the 62420 zip code area? There are over 1,790 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 62420.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $852 a year for a standard homeowners insurance policy in Casey. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Casey, IL Homeowners Insurance Quotes Online

62420 Home Insurance Average Premiums

Local 62420 homeowners insurance quotes comparison

$602 /yr.

Shows Zip Code: 62420 lowest rates with discounts applied on average.

For the 62420, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$602 /yr.
Average Coverage:$852 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1152 /yr.

What is the average home insurance cost for a home in 62420?

  • • The average homeowners insurance premium paid annually for a home in 62420 is around $852 per year.

What does it cost on average per month for home insurance in 62420?

  • • Homeowners in 62420 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 62420?

  • • Autoowners in 62420 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Casey area, check out other zip codes nearby 62420.
Review average rates in another zip code:
62420 homeowners insurance rates

Home Replacement Cost Coverage in 62420

Average Building Cost Per Square Foot in 62420: $154

Location: Casey, Illinois (Clark County)

Average Square Footage in 62420: 568 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62420 before you start any project. Casey homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62420 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62420 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 568 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Casey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154568$87,500
Additional Upgrades & Added Features$193568$109,375
Major Home Updates or Advancements$231568$131,250

It's important to understand that when you estimate your replacement cost of your home in the 62420 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62420

Best Home & Auto Insurance Agencies in 62420

Cummins- Oliver L

Address: 14 N Central Ave Casey, IL 62420
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kirk- Michael W - State Farm Insurance Agent

Address: 14 N Central Ave, #103 Casey, IL 62420
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Ins Serv Store Casey Inc

Address: 107 W Main St Casey, IL 62420
Phone:
Website:
Info:

Housing Demographics for 62420

Population Review for 62420 Zip Code

For the city of Casey, the population within 62420 has increased to over 4,218 residents in population size. The current population total is 4,196. We have broken down the population based on race below. In 62420, there are over 2040 in male population and 2156 females.

PopulationValues
Total Population4,196
White Population4052
Black Population17
Hispanic Population57
Asian Population9
Hawaiian Population2
Indian Population3
Other Population8
Male Population2040
Female Population2156
Population Estimate4218

Household Data for 62420

The average number of homes in 62420 is around 1,790, there are an average of 2.29 per household. The average house value according to local real estate values is around $87,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,790
Persons Per Household2.29
Average House Value$87,500
Income Per Household$53611
Median Age45.4
Median Age Male43.6
Median Age Female46.3
62420 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217
CityCasey
City Alias NameCASEY
CountyClark
County FIPS023
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses116
Number Of Employees1114
Business First Quarter Payroll9305
Business Annual Payroll43430
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential1842
Delivery Business116
Delivery Total2113
Preferred Last Line KeyW12314
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW12314
Land Area123.210000
Water Area0.187000
City Alias Code
City Mixed CaseCasey
City Alias Mixed CaseCasey
Box Count84
SFDU1783
MFDU3
State ANSI17
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number161350
Unique ZIP Name
SSA State County Code14110
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseClark

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]