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62425, IL Homeowners Insurance Rates

With a population size of 576 and with 229 occupied homes in the 62425 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Dundas, IL are around $861 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Dundas, Illinois. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Illinois home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Dundas, IL.

For Illinois home insurance information, including average Dundas home insurance rates, coverage options or the different homeowners insurance types, please select Dundas, IL Home Insurance Quotes Now!

62425 Home Insurance Average Premiums

Local 62425 homeowners insurance quotes comparison

$611 /yr.

Shows Zip Code: 62425 lowest rates with discounts applied on average.

For the 62425, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$611 /yr.
Average Coverage:$861 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1161 /yr.

What is the average home insurance cost for a home in 62425?

  • • The average homeowners insurance premium paid annually for a home in 62425 is around $861 per year.

What does it cost on average per month for home insurance in 62425?

  • • Homeowners in 62425 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 62425?

  • • Autoowners in 62425 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dundas area, check out other zip codes nearby 62425.
Review average rates in another zip code:
62425 homeowners insurance rates

Home Replacement Cost Coverage in 62425

Average Building Cost Per Square Foot in 62425: $154

Location: Dundas, Illinois (Richland County)

Average Square Footage in 62425: 499 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62425 before you start any project. Dundas homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62425 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62425 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 499 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dundas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154499$76,900
Additional Upgrades & Added Features$193499$96,125
Major Home Updates or Advancements$231499$115,350

It's important to understand that when you estimate your replacement cost of your home in the 62425 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62425

Best Home & Auto Insurance Agencies in 62425

Housing Demographics for 62425

Population Review for 62425 Zip Code

For the city of Dundas, the population within 62425 has increased to over 504 residents in population size. The current population total is 576. We have broken down the population based on race below. In 62425, there are over 317 in male population and 259 females.

PopulationValues
Total Population576
White Population565
Black Population1
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population1
Other Population2
Male Population317
Female Population259
Population Estimate504

Household Data for 62425

The average number of homes in 62425 is around 229, there are an average of 2.52 per household. The average house value according to local real estate values is around $76,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode229
Persons Per Household2.52
Average House Value$76,900
Income Per Household$91029
Median Age47.4
Median Age Male46.5
Median Age Female48.2
62425 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityDundas
City Alias NameDUNDAS
CountyRichland
County FIPS159
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees12
Business First Quarter Payroll76
Business Annual Payroll396
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential200
Delivery Business6
Delivery Total227
Preferred Last Line KeyW12705
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW12705
Land Area40.567000
Water Area0.049000
City Alias Code
City Mixed CaseDundas
City Alias Mixed CaseDundas
Box Count18
SFDU200
MFDU0
State ANSI17
County ANSI159
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number162232
Unique ZIP Name
SSA State County Code14880
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseRichland

Illinois Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]