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62428 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 62428 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Greenup, IL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 62428.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 62428 and start shopping.

Quickly and Easily Compare Average Rates for 62428

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Greenup, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 62428

Homeowners in Greenup are paying roughly $877 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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62428 Home Insurance Average Premiums

Local 62428 homeowners insurance quotes comparison

$627 /yr.

Shows Zip Code: 62428 lowest rates with discounts applied on average.

For the 62428, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$627 /yr.
Average Coverage:$877 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1177 /yr.

What is the average home insurance cost for a home in 62428?

  • • The average homeowners insurance premium paid annually for a home in 62428 is around $877 per year.

What does it cost on average per month for home insurance in 62428?

  • • Homeowners in 62428 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 62428?

  • • Autoowners in 62428 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenup area, check out other zip codes nearby 62428.
Review average rates in another zip code:
62428 homeowners insurance rates

Home Replacement Cost Coverage in 62428

Average Building Cost Per Square Foot in 62428: $154

Location: Greenup, Illinois (Cumberland County)

Average Square Footage in 62428: 557 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62428 before you start any project. Greenup homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62428 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62428 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 557 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenup area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154557$85,800
Additional Upgrades & Added Features$193557$107,250
Major Home Updates or Advancements$231557$128,700

It's important to understand that when you estimate your replacement cost of your home in the 62428 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62428

Best Home & Auto Insurance Agencies in 62428

Housing Demographics for 62428

Population Review for 62428 Zip Code

For the city of Greenup, the population within 62428 has increased to over 2,587 residents in population size. The current population total is 2,907. We have broken down the population based on race below. In 62428, there are over 1453 in male population and 1454 females.

PopulationValues
Total Population2,907
White Population2759
Black Population12
Hispanic Population29
Asian Population4
Hawaiian Population1
Indian Population6
Other Population6
Male Population1453
Female Population1454
Population Estimate2587

Household Data for 62428

The average number of homes in 62428 is around 1,282, there are an average of 2.24 per household. The average house value according to local real estate values is around $85,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,282
Persons Per Household2.24
Average House Value$85,800
Income Per Household$59167
Median Age45.4
Median Age Male44.4
Median Age Female47.3
62428 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217/447
CityGreenup
City Alias NameGREENUP
CountyCumberland
County FIPS035
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA20820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEffingham, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses58
Number Of Employees1054
Business First Quarter Payroll8033
Business Annual Payroll32926
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population34242
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential1155
Delivery Business21
Delivery Total1433
Preferred Last Line KeyW13194
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW13194
Land Area95.946000
Water Area0.115000
City Alias Code
City Mixed CaseGreenup
City Alias Mixed CaseGreenup
Box Count213
SFDU1143
MFDU0
State ANSI17
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number163300
Unique ZIP Name
SSA State County Code14160
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseCumberland

Illinois Homeowners Insurance News & Information

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