Get multiple home insurance quotes in 62460. Our licensed 62460, IL agents are ready to serve you.

Compare 62460 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Saint Francisville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 424 neighbors looking to save on their home insurance policy in the local 62460 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 62460. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Illinois rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Saint Francisville, IL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Saint Francisville, IL

62460 Home Insurance Average Premiums

Local 62460 homeowners insurance quotes comparison

$591 /yr.

Shows Zip Code: 62460 lowest rates with discounts applied on average.

For the 62460, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$591 /yr.
Average Coverage:$841 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1141 /yr.

What is the average home insurance cost for a home in 62460?

  • • The average homeowners insurance premium paid annually for a home in 62460 is around $841 per year.

What does it cost on average per month for home insurance in 62460?

  • • Homeowners in 62460 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 62460?

  • • Autoowners in 62460 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Francisville area, check out other zip codes nearby 62460.
Review average rates in another zip code:
62460 homeowners insurance rates

Home Replacement Cost Coverage in 62460

Average Building Cost Per Square Foot in 62460: $154

Location: Saint Francisville, Illinois (Lawrence County)

Average Square Footage in 62460: 488 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62460 before you start any project. Saint Francisville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62460 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62460 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 488 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Francisville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154488$75,100
Additional Upgrades & Added Features$193488$93,875
Major Home Updates or Advancements$231488$112,650

It's important to understand that when you estimate your replacement cost of your home in the 62460 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62460

Best Home & Auto Insurance Agencies in 62460

Housing Demographics for 62460

Population Review for 62460 Zip Code

For the city of Saint Francisville, the population within 62460 has increased to over 813 residents in population size. The current population total is 1,018. We have broken down the population based on race below. In 62460, there are over 518 in male population and 500 females.

PopulationValues
Total Population1,018
White Population952
Black Population1
Hispanic Population16
Asian Population0
Hawaiian Population2
Indian Population6
Other Population8
Male Population518
Female Population500
Population Estimate813

Household Data for 62460

The average number of homes in 62460 is around 424, there are an average of 2.40 per household. The average house value according to local real estate values is around $75,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode424
Persons Per Household2.40
Average House Value$75,100
Income Per Household$58889
Median Age43.4
Median Age Male42.0
Median Age Female44.5
62460 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias AbbreviationST FRANCISVLE
Area Code618
CitySaint Francisville
City Alias NameSAINT FRANCISVILLE
CountyLawrence
County FIPS101
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees18
Business First Quarter Payroll131
Business Annual Payroll489
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential339
Delivery Business6
Delivery Total494
Preferred Last Line KeyW14767
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW14767
Land Area43.379000
Water Area0.472000
City Alias Code
City Mixed CaseSaint Francisville
City Alias Mixed CaseSaint Francisville
Box Count138
SFDU339
MFDU0
State ANSI17
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number166972
Unique ZIP Name
SSA State County Code14590
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseLawrence

Illinois Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]