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62517 Home Insurance Quotes & Rates

Currently, the 91 homes within the 62517 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Illinois is around $852 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Bulpitt, IL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 62517.

Illinois is now ranking #31 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Bulpitt home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Illinois has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 62517 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Bulpitt, Illinois home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Bulpitt, IL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

62517 Home Insurance Average Premiums

Local 62517 homeowners insurance quotes comparison

$602 /yr.

Shows Zip Code: 62517 lowest rates with discounts applied on average.

For the 62517, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$602 /yr.
Average Coverage:$852 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1152 /yr.

What is the average home insurance cost for a home in 62517?

  • • The average homeowners insurance premium paid annually for a home in 62517 is around $852 per year.

What does it cost on average per month for home insurance in 62517?

  • • Homeowners in 62517 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 62517?

  • • Autoowners in 62517 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bulpitt area, check out other zip codes nearby 62517.
Review average rates in another zip code:
62517 homeowners insurance rates

Home Replacement Cost Coverage in 62517

Average Building Cost Per Square Foot in 62517: $154

Location: Bulpitt, Illinois (Christian County)

Average Square Footage in 62517: 455 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62517 before you start any project. Bulpitt homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62517 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62517 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 455 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bulpitt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154455$70,000
Additional Upgrades & Added Features$193455$87,500
Major Home Updates or Advancements$231455$105,000

It's important to understand that when you estimate your replacement cost of your home in the 62517 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62517

Best Home & Auto Insurance Agencies in 62517

Housing Demographics for 62517

Population Review for 62517 Zip Code

For the city of Bulpitt, the population within 62517 has increased to over 190 residents in population size. The current population total is 219. We have broken down the population based on race below. In 62517, there are over 110 in male population and 109 females.

PopulationValues
Total Population219
White Population203
Black Population0
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population0
Other Population2
Male Population110
Female Population109
Population Estimate190

Household Data for 62517

The average number of homes in 62517 is around 91, there are an average of 2.41 per household. The average house value according to local real estate values is around $70,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode91
Persons Per Household2.41
Average House Value$70,000
Income Per Household$60357
Median Age37.8
Median Age Male38.0
Median Age Female37.8
62517 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217
CityBulpitt
City Alias NameBULPITT
CountyChristian
County FIPS021
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA522
CBSA45380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTaylorville, IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees8
Business First Quarter Payroll27
Business Annual Payroll197
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population34800
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential79
Delivery Business1
Delivery Total80
Preferred Last Line KeyW12216
Classification Code
Multi-County
CSA NameSpringfield-Jacksonville-Lincoln, IL
CBSA_DIV_Name
City State KeyW12216
Land Area0.481000
Water Area0.026000
City Alias Code
City Mixed CaseBulpitt
City Alias Mixed CaseBulpitt
Box Count0
SFDU79
MFDU0
State ANSI17
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number161080
Unique ZIP Name
SSA State County Code14100
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseChristian

Illinois Homeowners Insurance News & Information

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