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62520 Home Insurance Rates & Premiums

Did you know there are over 1,505 people living within the 62520 zip code area? There are over 625 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 62520.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Illinois are on the rise. The estimated average premium is around $827 a year for a standard homeowners insurance policy in Dawson. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Dawson, IL Homeowners Insurance Quotes Online

62520 Home Insurance Average Premiums

Local 62520 homeowners insurance quotes comparison

$577 /yr.

Shows Zip Code: 62520 lowest rates with discounts applied on average.

For the 62520, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$577 /yr.
Average Coverage:$827 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1127 /yr.

What is the average home insurance cost for a home in 62520?

  • • The average homeowners insurance premium paid annually for a home in 62520 is around $827 per year.

What does it cost on average per month for home insurance in 62520?

  • • Homeowners in 62520 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 62520?

  • • Autoowners in 62520 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dawson area, check out other zip codes nearby 62520.
Review average rates in another zip code:
62520 homeowners insurance rates

Home Replacement Cost Coverage in 62520

Average Building Cost Per Square Foot in 62520: $154

Location: Dawson, Illinois (Sangamon County)

Average Square Footage in 62520: 1,103 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62520 before you start any project. Dawson homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62520 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62520 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,103 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dawson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1541,103$169,800
Additional Upgrades & Added Features$1931,103$212,250
Major Home Updates or Advancements$2311,103$254,700

It's important to understand that when you estimate your replacement cost of your home in the 62520 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62520

Best Home & Auto Insurance Agencies in 62520

Housing Demographics for 62520

Population Review for 62520 Zip Code

For the city of Dawson, the population within 62520 has increased to over 1,161 residents in population size. The current population total is 1,505. We have broken down the population based on race below. In 62520, there are over 740 in male population and 765 females.

PopulationValues
Total Population1,505
White Population1427
Black Population4
Hispanic Population20
Asian Population2
Hawaiian Population0
Indian Population2
Other Population10
Male Population740
Female Population765
Population Estimate1161

Household Data for 62520

The average number of homes in 62520 is around 625, there are an average of 2.41 per household. The average house value according to local real estate values is around $169,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode625
Persons Per Household2.41
Average House Value$169,800
Income Per Household$75000
Median Age46.4
Median Age Male45.5
Median Age Female47.0
62520 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code217/447
CityDawson
City Alias NameDAWSON
CountySangamon
County FIPS167
State FIPS17
Time Zone6
Day Light SavingY
MSA7880
PMSA
CSA522
CBSA44100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, IL
MSA_NameSpringfield, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees53
Business First Quarter Payroll335
Business Annual Payroll2136
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population210170
CBSA Division Population0
Congressional District13|15
Congressional LandArea5793.65|14695.67
Delivery Residential482
Delivery Business3
Delivery Total667
Preferred Last Line KeyW12597
Classification Code
Multi-County
CSA NameSpringfield-Jacksonville-Lincoln, IL
CBSA_DIV_Name
City State KeyW12597
Land Area25.874000
Water Area0.225000
City Alias Code
City Mixed CaseDawson
City Alias Mixed CaseDawson
Box Count179
SFDU482
MFDU0
State ANSI17
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number161992
Unique ZIP Name
SSA State County Code14920
Medicare CBSA Code44100
Medicare CBSA NameSpringfield, IL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseSangamon

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