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62617 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 62617 zip code it's important to know that our rates are very competitive for homeowners living in Bath, IL. Many homeowners based out of your 62617 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Illinois licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 62617 should appear in the zip code field ready to go. For Bath, IL Homeowners Insurance Quotes nearby, we offer the best rates and service.

62617: Average Home Insurance Rates

For homeowners living in the great city of Bath, the average homeowners policy is considered medium in comparison to other states. Illinois premiums are estimated to be around $847 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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62617 Home Insurance Average Premiums

Local 62617 homeowners insurance quotes comparison

$597 /yr.

Shows Zip Code: 62617 lowest rates with discounts applied on average.

For the 62617, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$597 /yr.
Average Coverage:$847 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1147 /yr.

What is the average home insurance cost for a home in 62617?

  • • The average homeowners insurance premium paid annually for a home in 62617 is around $847 per year.

What does it cost on average per month for home insurance in 62617?

  • • Homeowners in 62617 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 62617?

  • • Autoowners in 62617 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bath area, check out other zip codes nearby 62617.
Review average rates in another zip code:
62617 homeowners insurance rates

Home Replacement Cost Coverage in 62617

Average Building Cost Per Square Foot in 62617: $154

Location: Bath, Illinois (Mason County)

Average Square Footage in 62617: 452 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62617 before you start any project. Bath homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62617 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62617 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 452 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bath area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154452$69,600
Additional Upgrades & Added Features$193452$87,000
Major Home Updates or Advancements$231452$104,400

It's important to understand that when you estimate your replacement cost of your home in the 62617 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62617

Best Home & Auto Insurance Agencies in 62617

Housing Demographics for 62617

Population Review for 62617 Zip Code

For the city of Bath, the population within 62617 has increased to over 518 residents in population size. The current population total is 662. We have broken down the population based on race below. In 62617, there are over 341 in male population and 321 females.

PopulationValues
Total Population662
White Population646
Black Population3
Hispanic Population7
Asian Population2
Hawaiian Population0
Indian Population1
Other Population2
Male Population341
Female Population321
Population Estimate518

Household Data for 62617

The average number of homes in 62617 is around 304, there are an average of 2.18 per household. The average house value according to local real estate values is around $69,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode304
Persons Per Household2.18
Average House Value$69,600
Income Per Household$44944
Median Age49.6
Median Age Male48.8
Median Age Female50.2
62617 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code309
CityBath
City Alias NameBATH
CountyMason
County FIPS125
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees6
Business First Quarter Payroll39
Business Annual Payroll159
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District15
Congressional LandArea14695.67
Delivery Residential238
Delivery Business5
Delivery Total414
Preferred Last Line KeyW11992
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW11992
Land Area61.738000
Water Area10.541000
City Alias Code
City Mixed CaseBath
City Alias Mixed CaseBath
Box Count81
SFDU238
MFDU0
State ANSI17
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number160528
Unique ZIP Name
SSA State County Code14710
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseMason

Illinois Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

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