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Compare 62689 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Thayer just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 244 neighbors looking to save on their home insurance policy in the local 62689 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 62689. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Illinois rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Thayer, IL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Thayer, IL

62689 Home Insurance Average Premiums

Local 62689 homeowners insurance quotes comparison

$620 /yr.

Shows Zip Code: 62689 lowest rates with discounts applied on average.

For the 62689, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$620 /yr.
Average Coverage:$870 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1170 /yr.

What is the average home insurance cost for a home in 62689?

  • • The average homeowners insurance premium paid annually for a home in 62689 is around $870 per year.

What does it cost on average per month for home insurance in 62689?

  • • Homeowners in 62689 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 62689?

  • • Autoowners in 62689 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Thayer area, check out other zip codes nearby 62689.
Review average rates in another zip code:
62689 homeowners insurance rates

Home Replacement Cost Coverage in 62689

Average Building Cost Per Square Foot in 62689: $154

Location: Thayer, Illinois (Sangamon County)

Average Square Footage in 62689: 483 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62689 before you start any project. Thayer homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62689 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62689 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 483 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thayer area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154483$74,400
Additional Upgrades & Added Features$193483$93,000
Major Home Updates or Advancements$231483$111,600

It's important to understand that when you estimate your replacement cost of your home in the 62689 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62689

Best Home & Auto Insurance Agencies in 62689

Housing Demographics for 62689

Population Review for 62689 Zip Code

For the city of Thayer, the population within 62689 has increased to over 0 residents in population size. The current population total is 516. We have broken down the population based on race below. In 62689, there are over 259 in male population and 257 females.

PopulationValues
Total Population516
White Population482
Black Population4
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population2
Other Population2
Male Population259
Female Population257
Population Estimate0

Household Data for 62689

The average number of homes in 62689 is around 244, there are an average of 2.11 per household. The average house value according to local real estate values is around $74,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode244
Persons Per Household2.11
Average House Value$74,400
Income Per Household$51042
Median Age40.7
Median Age Male39.8
Median Age Female45.5
62689 DetailsValues
StateIL
State Full NameIllinois
City TypeZ
City Alias Abbreviation
Area Code217
CityThayer
City Alias NameTHAYER
CountySangamon
County FIPS167
State FIPS17
Time Zone6
Day Light SavingY
MSA7880
PMSA
CSA522
CBSA44100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, IL
MSA_NameSpringfield, IL MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees5
Business First Quarter Payroll22
Business Annual Payroll258
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population210170
CBSA Division Population0
Congressional District13
Congressional LandArea5793.65
Delivery Residential0
Delivery Business0
Delivery Total252
Preferred Last Line KeyW15260
Classification CodeP
Multi-County
CSA NameSpringfield-Jacksonville-Lincoln, IL
CBSA_DIV_Name
City State KeyW15260
Land Area1.145000
Water Area0.000000
City Alias Code
City Mixed CaseThayer
City Alias Mixed CaseThayer
Box Count237
SFDU0
MFDU0
State ANSI17
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number167728
Unique ZIP Name
SSA State County Code14920
Medicare CBSA Code44100
Medicare CBSA NameSpringfield, IL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseSangamon

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