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62828 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 62828 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Dahlgren, IL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 62828.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 62828 and start shopping.

Quickly and Easily Compare Average Rates for 62828

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Dahlgren, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 62828

Homeowners in Dahlgren are paying roughly $869 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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62828 Home Insurance Average Premiums

Local 62828 homeowners insurance quotes comparison

$619 /yr.

Shows Zip Code: 62828 lowest rates with discounts applied on average.

For the 62828, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$619 /yr.
Average Coverage:$869 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1169 /yr.

What is the average home insurance cost for a home in 62828?

  • • The average homeowners insurance premium paid annually for a home in 62828 is around $869 per year.

What does it cost on average per month for home insurance in 62828?

  • • Homeowners in 62828 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 62828?

  • • Autoowners in 62828 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dahlgren area, check out other zip codes nearby 62828.
Review average rates in another zip code:
62828 homeowners insurance rates

Home Replacement Cost Coverage in 62828

Average Building Cost Per Square Foot in 62828: $154

Location: Dahlgren, Illinois (Hamilton County)

Average Square Footage in 62828: 464 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62828 before you start any project. Dahlgren homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62828 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62828 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 464 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dahlgren area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154464$71,400
Additional Upgrades & Added Features$193464$89,250
Major Home Updates or Advancements$231464$107,100

It's important to understand that when you estimate your replacement cost of your home in the 62828 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62828

Best Home & Auto Insurance Agencies in 62828

Housing Demographics for 62828

Population Review for 62828 Zip Code

For the city of Dahlgren, the population within 62828 has increased to over 1,210 residents in population size. The current population total is 1,363. We have broken down the population based on race below. In 62828, there are over 685 in male population and 678 females.

PopulationValues
Total Population1,363
White Population1316
Black Population2
Hispanic Population10
Asian Population2
Hawaiian Population0
Indian Population0
Other Population2
Male Population685
Female Population678
Population Estimate1210

Household Data for 62828

The average number of homes in 62828 is around 550, there are an average of 2.48 per household. The average house value according to local real estate values is around $71,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode550
Persons Per Household2.48
Average House Value$71,400
Income Per Household$53276
Median Age43.3
Median Age Male42.9
Median Age Female43.5
62828 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityDahlgren
City Alias NameDAHLGREN
CountyHamilton
County FIPS065
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees386
Business First Quarter Payroll6947
Business Annual Payroll32404
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential488
Delivery Business10
Delivery Total615
Preferred Last Line KeyW12575
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW12575
Land Area82.720000
Water Area0.109000
City Alias Code
City Mixed CaseDahlgren
City Alias Mixed CaseDahlgren
Box Count84
SFDU475
MFDU12
State ANSI17
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number161920
Unique ZIP Name
SSA State County Code14410
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseHamilton

Illinois Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]