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62852 Homeowners Insurance Quotes & Rates

Keensburg residents living within the 68 homes available in the zip code of 62852 are shopping online to compare cheaper and more affordable Keensburg, IL home insurance rates. In the great city of Keensburg, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Illinois is around $861 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 62852 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 62852 home insurance rates today! Please give us a call now at 1-855-976-2656. For Keensburg, IL Homeowners Insurance Quotes, Click to easily get started!

62852 Home Insurance Average Premiums

Local 62852 homeowners insurance quotes comparison

$611 /yr.

Shows Zip Code: 62852 lowest rates with discounts applied on average.

For the 62852, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$611 /yr.
Average Coverage:$861 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1161 /yr.

What is the average home insurance cost for a home in 62852?

  • • The average homeowners insurance premium paid annually for a home in 62852 is around $861 per year.

What does it cost on average per month for home insurance in 62852?

  • • Homeowners in 62852 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 62852?

  • • Autoowners in 62852 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Keensburg area, check out other zip codes nearby 62852.
Review average rates in another zip code:
62852 homeowners insurance rates

Home Replacement Cost Coverage in 62852

Average Building Cost Per Square Foot in 62852: $154

Location: Keensburg, Illinois (Wabash County)

Average Square Footage in 62852: 310 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62852 before you start any project. Keensburg homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62852 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62852 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 310 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Keensburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154310$47,800
Additional Upgrades & Added Features$193310$59,750
Major Home Updates or Advancements$231310$71,700

It's important to understand that when you estimate your replacement cost of your home in the 62852 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62852

Best Home & Auto Insurance Agencies in 62852

Housing Demographics for 62852

Population Review for 62852 Zip Code

For the city of Keensburg, the population within 62852 has increased to over 0 residents in population size. The current population total is 150. We have broken down the population based on race below. In 62852, there are over 85 in male population and 65 females.

PopulationValues
Total Population150
White Population145
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population2
Other Population0
Male Population85
Female Population65
Population Estimate0

Household Data for 62852

The average number of homes in 62852 is around 68, there are an average of 2.21 per household. The average house value according to local real estate values is around $47,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode68
Persons Per Household2.21
Average House Value$47,800
Income Per Household$62656
Median Age50.4
Median Age Male50.2
Median Age Female50.8
62852 DetailsValues
StateIL
State Full NameIllinois
City TypeZ
City Alias Abbreviation
Area Code618
CityKeensburg
City Alias NameKEENSBURG
CountyWabash
County FIPS185
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential0
Delivery Business0
Delivery Total71
Preferred Last Line KeyW13527
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW13527
Land Area0.105000
Water Area0.000000
City Alias Code
City Mixed CaseKeensburg
City Alias Mixed CaseKeensburg
Box Count68
SFDU0
MFDU0
State ANSI17
County ANSI185
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number164056
Unique ZIP Name
SSA State County Code14983
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseWabash

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]