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Compare 62890 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Thompsonville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,053 neighbors looking to save on their home insurance policy in the local 62890 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 62890. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Illinois rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Thompsonville, IL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Thompsonville, IL

62890 Home Insurance Average Premiums

Local 62890 homeowners insurance quotes comparison

$625 /yr.

Shows Zip Code: 62890 lowest rates with discounts applied on average.

For the 62890, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$625 /yr.
Average Coverage:$875 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1175 /yr.

What is the average home insurance cost for a home in 62890?

  • • The average homeowners insurance premium paid annually for a home in 62890 is around $875 per year.

What does it cost on average per month for home insurance in 62890?

  • • Homeowners in 62890 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 62890?

  • • Autoowners in 62890 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Thompsonville area, check out other zip codes nearby 62890.
Review average rates in another zip code:
62890 homeowners insurance rates

Home Replacement Cost Coverage in 62890

Average Building Cost Per Square Foot in 62890: $154

Location: Thompsonville, Illinois (Franklin County)

Average Square Footage in 62890: 556 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62890 before you start any project. Thompsonville homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62890 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62890 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 556 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thompsonville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154556$85,600
Additional Upgrades & Added Features$193556$107,000
Major Home Updates or Advancements$231556$128,400

It's important to understand that when you estimate your replacement cost of your home in the 62890 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62890

Best Home & Auto Insurance Agencies in 62890

Housing Demographics for 62890

Population Review for 62890 Zip Code

For the city of Thompsonville, the population within 62890 has increased to over 2,712 residents in population size. The current population total is 2,631. We have broken down the population based on race below. In 62890, there are over 1284 in male population and 1347 females.

PopulationValues
Total Population2,631
White Population2506
Black Population16
Hispanic Population27
Asian Population1
Hawaiian Population0
Indian Population7
Other Population13
Male Population1284
Female Population1347
Population Estimate2712

Household Data for 62890

The average number of homes in 62890 is around 1,053, there are an average of 2.50 per household. The average house value according to local real estate values is around $85,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,053
Persons Per Household2.50
Average House Value$85,600
Income Per Household$47981
Median Age42.6
Median Age Male42.3
Median Age Female43.0
62890 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityThompsonville
City Alias NameTHOMPSONVILLE
CountyFranklin
County FIPS055
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees106
Business First Quarter Payroll823
Business Annual Payroll3812
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential1085
Delivery Business19
Delivery Total1194
Preferred Last Line KeyW15270
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW15270
Land Area102.601000
Water Area0.714000
City Alias Code
City Mixed CaseThompsonville
City Alias Mixed CaseThompsonville
Box Count70
SFDU1069
MFDU0
State ANSI17
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number167752
Unique ZIP Name
SSA State County Code14360
Medicare CBSA Code99914
Medicare CBSA NameRural Areas in IL
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseFranklin

Illinois Homeowners Insurance News & Information

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