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62969 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 62969 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Olive Branch, IL quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 62969.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 62969 and start shopping.

Quickly and Easily Compare Average Rates for 62969

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Olive Branch, IL home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 62969

Homeowners in Olive Branch are paying roughly $860 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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62969 Home Insurance Average Premiums

Local 62969 homeowners insurance quotes comparison

$610 /yr.

Shows Zip Code: 62969 lowest rates with discounts applied on average.

For the 62969, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$610 /yr.
Average Coverage:$860 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1160 /yr.

What is the average home insurance cost for a home in 62969?

  • • The average homeowners insurance premium paid annually for a home in 62969 is around $860 per year.

What does it cost on average per month for home insurance in 62969?

  • • Homeowners in 62969 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 62969?

  • • Autoowners in 62969 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Olive Branch area, check out other zip codes nearby 62969.
Review average rates in another zip code:
62969 homeowners insurance rates

Home Replacement Cost Coverage in 62969

Average Building Cost Per Square Foot in 62969: $154

Location: Olive Branch, Illinois (Alexander County)

Average Square Footage in 62969: 179 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 62969 before you start any project. Olive Branch homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 62969 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 62969 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 179 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Olive Branch area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$154179$27,600
Additional Upgrades & Added Features$193179$34,500
Major Home Updates or Advancements$231179$41,400

It's important to understand that when you estimate your replacement cost of your home in the 62969 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 62969

Best Home & Auto Insurance Agencies in 62969

Housing Demographics for 62969

Population Review for 62969 Zip Code

For the city of Olive Branch, the population within 62969 has increased to over 146 residents in population size. The current population total is 350. We have broken down the population based on race below. In 62969, there are over 169 in male population and 181 females.

PopulationValues
Total Population350
White Population314
Black Population2
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population3
Other Population1
Male Population169
Female Population181
Population Estimate146

Household Data for 62969

The average number of homes in 62969 is around 150, there are an average of 2.33 per household. The average house value according to local real estate values is around $27,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode150
Persons Per Household2.33
Average House Value$27,600
Income Per Household$0
Median Age41.0
Median Age Male43.8
Median Age Female39.9
62969 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias Abbreviation
Area Code618
CityOlive Branch
City Alias NameOLIVE BRANCH
CountyAlexander
County FIPS003
State FIPS17
Time Zone6
Day Light SavingY
MSA
PMSA
CSA164
CBSA16020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Girardeau, MO-IL
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees50
Business First Quarter Payroll176
Business Annual Payroll831
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population96275
CBSA Division Population0
Congressional District12
Congressional LandArea5008.21
Delivery Residential63
Delivery Business7
Delivery Total217
Preferred Last Line KeyW14290
Classification Code
Multi-County
CSA NameCape Girardeau-Sikeston, MO-IL
CBSA_DIV_Name
City State KeyW14290
Land Area14.314000
Water Area2.795000
City Alias Code
City Mixed CaseOlive Branch
City Alias Mixed CaseOlive Branch
Box Count129
SFDU63
MFDU0
State ANSI17
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number165862
Unique ZIP Name
SSA State County Code14010
Medicare CBSA Code16020
Medicare CBSA NameCape Girardeau, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseAlexander

Illinois Homeowners Insurance News & Information

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