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If you live in the 46017 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Anderson have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IN licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 46017 and then compare quotes from a variety of nationwide insurance companies.

46017 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 46017 the average premium for homeowners coverage is $744 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 46017. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 46017 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Anderson, IN home insurance quotes in your area.

46017 Home Insurance Average Premiums

Local 46017 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 46017 lowest rates with discounts applied on average.

For the 46017, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 46017?

  • • The average homeowners insurance premium paid annually for a home in 46017 is around $744 per year.

What does it cost on average per month for home insurance in 46017?

  • • Homeowners in 46017 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 46017?

  • • Autoowners in 46017 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Anderson area, check out other zip codes nearby 46017.
Review average rates in another zip code:
46013 homeowners insurance rates
46011 homeowners insurance rates
46016 homeowners insurance rates
46017 homeowners insurance rates
46012 homeowners insurance rates

Home Replacement Cost Coverage in 46017

Average Building Cost Per Square Foot in 46017: $108

Location: Anderson, Indiana (Madison County)

Average Square Footage in 46017: 992 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46017 before you start any project. Anderson homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46017 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46017 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 992 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Anderson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108992$107,100
Additional Upgrades & Added Features$135992$133,875
Major Home Updates or Advancements$162992$160,650

It's important to understand that when you estimate your replacement cost of your home in the 46017 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46017

Best Home & Auto Insurance Agencies in 46017

American Family Insurance - Kreig L Skillman

Address: 15 W Main St Anderson, IN 46017
Phone:
Website: http://www.insurance-agency.amfam.com/in/kreig-l-skillman/default.aspx?sourceid=yp3
Info:

Nationwide Insurance

Address: 2019 E County Road 550 S Anderson, IN 46017
Phone:
Website:
Info:

Housing Demographics for 46017

Population Review for 46017 Zip Code

For the city of Anderson, the population within 46017 has increased to over 6,226 residents in population size. The current population total is 5,930. We have broken down the population based on race below. In 46017, there are over 2869 in male population and 3061 females.

PopulationValues
Total Population5,930
White Population5398
Black Population119
Hispanic Population136
Asian Population25
Hawaiian Population1
Indian Population7
Other Population73
Male Population2869
Female Population3061
Population Estimate6226

Household Data for 46017

The average number of homes in 46017 is around 2,558, there are an average of 2.30 per household. The average house value according to local real estate values is around $107,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,558
Persons Per Household2.30
Average House Value$107,100
Income Per Household$63300
Median Age44.8
Median Age Male43.4
Median Age Female46.2
46017 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityAnderson
City Alias NameANDERSON
CountyMadison
County FIPS095
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses87
Number Of Employees705
Business First Quarter Payroll6347
Business Annual Payroll29692
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District05
Congressional LandArea1924.76
Delivery Residential2707
Delivery Business108
Delivery Total3324
Preferred Last Line KeyX11453
Classification Code
Multi-CountyY
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX11453
Land Area17.712000
Water Area0.053000
City Alias Code
City Mixed CaseAnderson
City Alias Mixed CaseAnderson
Box Count94
SFDU2255
MFDU0
State ANSI18
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number170198
Unique ZIP Name
SSA State County Code15470
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseMadison

Indiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]