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46056 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 46056? There are over 915 occupied homes in the 46056 area. With a population size of 2,359, it's not uncommon for residence of Markleville, IN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Indiana is around $819 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 46056 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Markleville, IN Home Insurance Rate Quotes

46056 Home Insurance Average Premiums

Local 46056 homeowners insurance quotes comparison

$569 /yr.

Shows Zip Code: 46056 lowest rates with discounts applied on average.

For the 46056, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$569 /yr.
Average Coverage:$819 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1119 /yr.

What is the average home insurance cost for a home in 46056?

  • • The average homeowners insurance premium paid annually for a home in 46056 is around $819 per year.

What does it cost on average per month for home insurance in 46056?

  • • Homeowners in 46056 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 46056?

  • • Autoowners in 46056 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Markleville area, check out other zip codes nearby 46056.
Review average rates in another zip code:
46056 homeowners insurance rates

Home Replacement Cost Coverage in 46056

Average Building Cost Per Square Foot in 46056: $108

Location: Markleville, Indiana (Madison County)

Average Square Footage in 46056: 1,560 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46056 before you start any project. Markleville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46056 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46056 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,560 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Markleville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,560$168,500
Additional Upgrades & Added Features$1351,560$210,625
Major Home Updates or Advancements$1621,560$252,750

It's important to understand that when you estimate your replacement cost of your home in the 46056 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46056

Best Home & Auto Insurance Agencies in 46056

Housing Demographics for 46056

Population Review for 46056 Zip Code

For the city of Markleville, the population within 46056 has increased to over 2,252 residents in population size. The current population total is 2,359. We have broken down the population based on race below. In 46056, there are over 1150 in male population and 1209 females.

PopulationValues
Total Population2,359
White Population2224
Black Population9
Hispanic Population53
Asian Population7
Hawaiian Population0
Indian Population3
Other Population22
Male Population1150
Female Population1209
Population Estimate2252

Household Data for 46056

The average number of homes in 46056 is around 915, there are an average of 2.58 per household. The average house value according to local real estate values is around $168,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode915
Persons Per Household2.58
Average House Value$168,500
Income Per Household$65804
Median Age44.3
Median Age Male41.5
Median Age Female46.2
46056 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityMarkleville
City Alias NameMARKLEVILLE
CountyMadison
County FIPS095
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees172
Business First Quarter Payroll1686
Business Annual Payroll8313
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District05|06
Congressional LandArea1924.76|6206.83
Delivery Residential873
Delivery Business9
Delivery Total1297
Preferred Last Line KeyX12856
Classification Code
Multi-CountyY
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12856
Land Area24.584000
Water Area0.021000
City Alias Code
City Mixed CaseMarkleville
City Alias Mixed CaseMarkleville
Box Count154
SFDU873
MFDU0
State ANSI18
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number175159
Unique ZIP Name
SSA State County Code15470
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseMadison

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