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46058 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 46058 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Mulberry, IN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 46058 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Indiana, like average Mulberry homeowners insurance rates, coverage options or home insurance types, please select Mulberry, IN Home Insurance Rates Online!

46058 Home Insurance Average Premiums

Local 46058 homeowners insurance quotes comparison

$496 /yr.

Shows Zip Code: 46058 lowest rates with discounts applied on average.

For the 46058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$496 /yr.
Average Coverage:$746 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1046 /yr.

What is the average home insurance cost for a home in 46058?

  • • The average homeowners insurance premium paid annually for a home in 46058 is around $746 per year.

What does it cost on average per month for home insurance in 46058?

  • • Homeowners in 46058 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 46058?

  • • Autoowners in 46058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mulberry area, check out other zip codes nearby 46058.
Review average rates in another zip code:
46058 homeowners insurance rates

Home Replacement Cost Coverage in 46058

Average Building Cost Per Square Foot in 46058: $108

Location: Mulberry, Indiana (Clinton County)

Average Square Footage in 46058: 1,105 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46058 before you start any project. Mulberry homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,105 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mulberry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,105$119,300
Additional Upgrades & Added Features$1351,105$149,125
Major Home Updates or Advancements$1621,105$178,950

It's important to understand that when you estimate your replacement cost of your home in the 46058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46058

Best Home & Auto Insurance Agencies in 46058

Housing Demographics for 46058

Population Review for 46058 Zip Code

For the city of Mulberry, the population within 46058 has increased to over 1,401 residents in population size. The current population total is 2,257. We have broken down the population based on race below. In 46058, there are over 1062 in male population and 1195 females.

PopulationValues
Total Population2,257
White Population2095
Black Population12
Hispanic Population78
Asian Population4
Hawaiian Population3
Indian Population5
Other Population39
Male Population1062
Female Population1195
Population Estimate1401

Household Data for 46058

The average number of homes in 46058 is around 791, there are an average of 2.69 per household. The average house value according to local real estate values is around $119,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode791
Persons Per Household2.69
Average House Value$119,300
Income Per Household$65750
Median Age44.1
Median Age Male40.9
Median Age Female46.9
46058 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityMulberry
City Alias NameMULBERRY
CountyClinton
County FIPS023
State FIPS18
Time Zone5
Day Light SavingY
MSA3920
PMSA
CSA320
CBSA23140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFrankfort, IN
MSA_NameLafayette, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees334
Business First Quarter Payroll2618
Business Annual Payroll11803
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population33224
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential521
Delivery Business4
Delivery Total928
Preferred Last Line KeyX13026
Classification Code
Multi-CountyY
CSA NameLafayette-West Lafayette-Frankfort, IN
CBSA_DIV_Name
City State KeyX13026
Land Area26.519000
Water Area0.000000
City Alias Code
City Mixed CaseMulberry
City Alias Mixed CaseMulberry
Box Count371
SFDU491
MFDU30
State ANSI18
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number175896
Unique ZIP Name
SSA State County Code15110
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseClinton

Indiana Homeowners Insurance News & Information

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