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46060, IN Home Insurance

In the zip code of 46060, the population size is around 45,073, which consists of 16,876 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Noblesville, IN. A few years ago, a study was done and found that the average home insurance rates for Indiana are around $797 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 46060 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Noblesville. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Noblesville, IN Homeowners Insurance Online Rates Today!

46060 Home Insurance Average Premiums

Local 46060 homeowners insurance quotes comparison

$547 /yr.

Shows Zip Code: 46060 lowest rates with discounts applied on average.

For the 46060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$547 /yr.
Average Coverage:$797 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1097 /yr.

What is the average home insurance cost for a home in 46060?

  • • The average homeowners insurance premium paid annually for a home in 46060 is around $797 per year.

What does it cost on average per month for home insurance in 46060?

  • • Homeowners in 46060 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 46060?

  • • Autoowners in 46060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Noblesville area, check out other zip codes nearby 46060.
Review average rates in another zip code:
46060 homeowners insurance rates
46062 homeowners insurance rates

Home Replacement Cost Coverage in 46060

Average Building Cost Per Square Foot in 46060: $108

Location: Noblesville, Indiana (Hamilton County)

Average Square Footage in 46060: 2,124 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46060 before you start any project. Noblesville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,124 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Noblesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,124$229,400
Additional Upgrades & Added Features$1352,124$286,750
Major Home Updates or Advancements$1622,124$344,100

It's important to understand that when you estimate your replacement cost of your home in the 46060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46060

Best Home & Auto Insurance Agencies in 46060

Fisher Hunter & Associates Insurance

Address: 960 Logan St Noblesville, IN 46060
Phone:
Website: http://www.hunter.webagent4u.com
Info:

Harbour House Insurance

Address: Po Box 1928 Noblesville, IN 46060
Phone:
Website: http://www.harbourhouseinsurance.com/
Info:

Allstate Insurance Company - Greg Nowak

Address: 14701 Cumberland Rd Noblesville, IN 46060
Phone:
Website: http://www.allstateagencies.com/057844?cid=OTC-YP.com-IYP&att=TL
Info:

American Family Insurance - William J Maynard

Address: 501 S 9th St, Ste 13 Noblesville, IN 46060
Phone:
Website: http://www.insurance-agency.amfam.com/IN/william-j-maynard/default.aspx?sourceid=yp3
Info:

Southard- Edward A

Address: 51 N 10th St Noblesville, IN 46060
Phone:
Website:
Info:

Housing Demographics for 46060

Population Review for 46060 Zip Code

For the city of Noblesville, the population within 46060 has increased to over 49,173 residents in population size. The current population total is 45,073. We have broken down the population based on race below. In 46060, there are over 21830 in male population and 23243 females.

PopulationValues
Total Population45,073
White Population36332
Black Population2474
Hispanic Population3398
Asian Population1320
Hawaiian Population29
Indian Population111
Other Population1399
Male Population21830
Female Population23243
Population Estimate49173

Household Data for 46060

The average number of homes in 46060 is around 16,876, there are an average of 2.63 per household. The average house value according to local real estate values is around $229,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,876
Persons Per Household2.63
Average House Value$229,400
Income Per Household$81117
Median Age35.4
Median Age Male34.4
Median Age Female36.2
46060 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code317/463
CityNoblesville
City Alias NameNOBLESVILLE
CountyHamilton
County FIPS057
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1416
Number Of Employees20539
Business First Quarter Payroll206048
Business Annual Payroll950553
Business Employment Flag
Growth Rank64
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number8241
Growth Increase Percentage3.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District05
Congressional LandArea1924.76
Delivery Residential18697
Delivery Business1410
Delivery Total19675
Preferred Last Line KeyX13121
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX13121
Land Area80.607000
Water Area0.750000
City Alias Code
City Mixed CaseNoblesville
City Alias Mixed CaseNoblesville
Box Count0
SFDU13347
MFDU2323
State ANSI18
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number176303
Unique ZIP Name
SSA State County Code15280
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHamilton

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]