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46065 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 46065 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Rossville, IN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 46065.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 46065 and start shopping.

Quickly and Easily Compare Average Rates for 46065

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rossville, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 46065

Homeowners in Rossville are paying roughly $798 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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46065 Home Insurance Average Premiums

Local 46065 homeowners insurance quotes comparison

$548 /yr.

Shows Zip Code: 46065 lowest rates with discounts applied on average.

For the 46065, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$548 /yr.
Average Coverage:$798 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1098 /yr.

What is the average home insurance cost for a home in 46065?

  • • The average homeowners insurance premium paid annually for a home in 46065 is around $798 per year.

What does it cost on average per month for home insurance in 46065?

  • • Homeowners in 46065 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 46065?

  • • Autoowners in 46065 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rossville area, check out other zip codes nearby 46065.
Review average rates in another zip code:
46065 homeowners insurance rates

Home Replacement Cost Coverage in 46065

Average Building Cost Per Square Foot in 46065: $108

Location: Rossville, Indiana (Clinton County)

Average Square Footage in 46065: 1,520 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46065 before you start any project. Rossville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46065 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46065 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,520 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rossville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,520$164,200
Additional Upgrades & Added Features$1351,520$205,250
Major Home Updates or Advancements$1621,520$246,300

It's important to understand that when you estimate your replacement cost of your home in the 46065 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46065

Best Home & Auto Insurance Agencies in 46065

Housing Demographics for 46065

Population Review for 46065 Zip Code

For the city of Rossville, the population within 46065 has increased to over 2,873 residents in population size. The current population total is 3,422. We have broken down the population based on race below. In 46065, there are over 1704 in male population and 1718 females.

PopulationValues
Total Population3,422
White Population3240
Black Population19
Hispanic Population65
Asian Population8
Hawaiian Population2
Indian Population4
Other Population39
Male Population1704
Female Population1718
Population Estimate2873

Household Data for 46065

The average number of homes in 46065 is around 1,304, there are an average of 2.61 per household. The average house value according to local real estate values is around $164,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,304
Persons Per Household2.61
Average House Value$164,200
Income Per Household$62586
Median Age39.3
Median Age Male37.8
Median Age Female39.9
46065 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityRossville
City Alias NameROSSVILLE
CountyClinton
County FIPS023
State FIPS18
Time Zone5
Day Light SavingY
MSA3920
PMSA
CSA320
CBSA23140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFrankfort, IN
MSA_NameLafayette, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses83
Number Of Employees598
Business First Quarter Payroll4861
Business Annual Payroll25513
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population33224
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential1101
Delivery Business20
Delivery Total2057
Preferred Last Line KeyX13477
Classification Code
Multi-CountyY
CSA NameLafayette-West Lafayette-Frankfort, IN
CBSA_DIV_Name
City State KeyX13477
Land Area36.524000
Water Area0.012000
City Alias Code
City Mixed CaseRossville
City Alias Mixed CaseRossville
Box Count290
SFDU1043
MFDU16
State ANSI18
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number177557
Unique ZIP Name
SSA State County Code15110
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseClinton

Indiana Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]