Get multiple home insurance quotes in 46069. Our licensed 46069, IN agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 46069

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 46069, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Sheridan, IN from a list of top tier nationwide insurers.

Our Indiana licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 46069 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 46069

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sheridan, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

46069 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Sheridan we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 46069, homeowners are seeing rates around 813 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 46069!

46069 Home Insurance Average Premiums

Local 46069 homeowners insurance quotes comparison

$563 /yr.

Shows Zip Code: 46069 lowest rates with discounts applied on average.

For the 46069, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$563 /yr.
Average Coverage:$813 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1113 /yr.

What is the average home insurance cost for a home in 46069?

  • • The average homeowners insurance premium paid annually for a home in 46069 is around $813 per year.

What does it cost on average per month for home insurance in 46069?

  • • Homeowners in 46069 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 46069?

  • • Autoowners in 46069 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sheridan area, check out other zip codes nearby 46069.
Review average rates in another zip code:
46069 homeowners insurance rates

Home Replacement Cost Coverage in 46069

Average Building Cost Per Square Foot in 46069: $108

Location: Sheridan, Indiana (Hamilton County)

Average Square Footage in 46069: 1,807 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46069 before you start any project. Sheridan homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46069 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46069 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,807 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sheridan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,807$195,200
Additional Upgrades & Added Features$1351,807$244,000
Major Home Updates or Advancements$1621,807$292,800

It's important to understand that when you estimate your replacement cost of your home in the 46069 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46069

Best Home & Auto Insurance Agencies in 46069

Allstate Insurance Agency

Address: 302 S Main St Sheridan, IN 46069
Phone:
Website: http://www.allstateagencies.com/013531/Welcome/
Info:

Sheridan Insurance Agency

Address: 419 S Main St Sheridan, IN 46069
Phone:
Website:
Info:

Housing Demographics for 46069

Population Review for 46069 Zip Code

For the city of Sheridan, the population within 46069 has increased to over 8,041 residents in population size. The current population total is 7,012. We have broken down the population based on race below. In 46069, there are over 3512 in male population and 3500 females.

PopulationValues
Total Population7,012
White Population6506
Black Population47
Hispanic Population234
Asian Population44
Hawaiian Population2
Indian Population11
Other Population107
Male Population3512
Female Population3500
Population Estimate8041

Household Data for 46069

The average number of homes in 46069 is around 2,687, there are an average of 2.58 per household. The average house value according to local real estate values is around $195,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,687
Persons Per Household2.58
Average House Value$195,200
Income Per Household$63645
Median Age41.9
Median Age Male41.0
Median Age Female42.5
46069 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code317/463
CitySheridan
City Alias NameSHERIDAN
CountyHamilton
County FIPS057
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses130
Number Of Employees825
Business First Quarter Payroll11441
Business Annual Payroll47190
Business Employment Flag
Growth Rank64
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number8241
Growth Increase Percentage3.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District04|05
Congressional LandArea6352.55|1924.76
Delivery Residential3117
Delivery Business120
Delivery Total3302
Preferred Last Line KeyX13584
Classification Code
Multi-CountyY
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX13584
Land Area88.356000
Water Area0.096000
City Alias Code
City Mixed CaseSheridan
City Alias Mixed CaseSheridan
Box Count30
SFDU2967
MFDU0
State ANSI18
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number178063
Unique ZIP Name
SSA State County Code15280
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHamilton

Indiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]