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Searching for Homeowners Insurance in 46072

If you are a homeowners that lives in 46072 you may be searching for more affordable homeowners insurance in Tipton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Tipton, IN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Indiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 46072 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tipton, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 46072 Home Insurance Costs: medium!

In Tipton, homeowners are paying roughly $760 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 46072 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Tipton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 46072 policy right now!

46072 Home Insurance Average Premiums

Local 46072 homeowners insurance quotes comparison

$510 /yr.

Shows Zip Code: 46072 lowest rates with discounts applied on average.

For the 46072, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$510 /yr.
Average Coverage:$760 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1060 /yr.

What is the average home insurance cost for a home in 46072?

  • • The average homeowners insurance premium paid annually for a home in 46072 is around $760 per year.

What does it cost on average per month for home insurance in 46072?

  • • Homeowners in 46072 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 46072?

  • • Autoowners in 46072 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tipton area, check out other zip codes nearby 46072.
Review average rates in another zip code:
46072 homeowners insurance rates

Home Replacement Cost Coverage in 46072

Average Building Cost Per Square Foot in 46072: $108

Location: Tipton, Indiana (Tipton County)

Average Square Footage in 46072: 1,267 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46072 before you start any project. Tipton homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46072 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46072 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,267 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tipton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,267$136,800
Additional Upgrades & Added Features$1351,267$171,000
Major Home Updates or Advancements$1621,267$205,200

It's important to understand that when you estimate your replacement cost of your home in the 46072 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46072

Best Home & Auto Insurance Agencies in 46072

Luttrell Insurance Agency, Incorporated

Address: 116 S Main St, Ste B Tipton, IN 46072
Phone:
Website: http://www.luttrellinc.com/
Info:

American States Insurance Claims Only

Address: 418 S West St Tipton, IN 46072
Phone:
Website:
Info:

Thomas W Phifer Ins Agency Inc

Address: 125 W Jefferson St Tipton, IN 46072
Phone:
Website:
Info:

Messersmith, Bryan - Bryan Messersmith Agency

Address: 128 S West St Tipton, IN 46072
Phone:
Website: http://www.amfam.com/
Info:

Don YOHE Insurance Agency

Address: 865 W Jefferson St Tipton, IN 46072
Phone:
Website:
Info:

Housing Demographics for 46072

Population Review for 46072 Zip Code

For the city of Tipton, the population within 46072 has increased to over 9,423 residents in population size. The current population total is 9,095. We have broken down the population based on race below. In 46072, there are over 4394 in male population and 4701 females.

PopulationValues
Total Population9,095
White Population8623
Black Population25
Hispanic Population237
Asian Population32
Hawaiian Population2
Indian Population10
Other Population92
Male Population4394
Female Population4701
Population Estimate9423

Household Data for 46072

The average number of homes in 46072 is around 3,767, there are an average of 2.36 per household. The average house value according to local real estate values is around $136,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,767
Persons Per Household2.36
Average House Value$136,800
Income Per Household$59756
Median Age44.5
Median Age Male42.1
Median Age Female46.7
46072 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityTipton
City Alias NameTIPTON
CountyTipton
County FIPS159
State FIPS18
Time Zone5
Day Light SavingY
MSA3850
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameKokomo, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses239
Number Of Employees3853
Business First Quarter Payroll41312
Business Annual Payroll173708
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District05
Congressional LandArea1924.76
Delivery Residential3993
Delivery Business305
Delivery Total4428
Preferred Last Line KeyX13848
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX13848
Land Area109.787000
Water Area0.000000
City Alias Code
City Mixed CaseTipton
City Alias Mixed CaseTipton
Box Count68
SFDU3637
MFDU141
State ANSI18
County ANSI159
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number178734
Unique ZIP Name
SSA State County Code15790
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseTipton

Indiana Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]