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Compare 46122 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Danville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,176 neighbors looking to save on their home insurance policy in the local 46122 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 46122. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Indiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Danville, IN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Danville, IN

46122 Home Insurance Average Premiums

Local 46122 homeowners insurance quotes comparison

$501 /yr.

Shows Zip Code: 46122 lowest rates with discounts applied on average.

For the 46122, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$501 /yr.
Average Coverage:$751 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1051 /yr.

What is the average home insurance cost for a home in 46122?

  • • The average homeowners insurance premium paid annually for a home in 46122 is around $751 per year.

What does it cost on average per month for home insurance in 46122?

  • • Homeowners in 46122 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 46122?

  • • Autoowners in 46122 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Danville area, check out other zip codes nearby 46122.
Review average rates in another zip code:
46122 homeowners insurance rates

Home Replacement Cost Coverage in 46122

Average Building Cost Per Square Foot in 46122: $108

Location: Danville, Indiana (Hendricks County)

Average Square Footage in 46122: 2,003 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46122 before you start any project. Danville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46122 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46122 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,003 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Danville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,003$216,300
Additional Upgrades & Added Features$1352,003$270,375
Major Home Updates or Advancements$1622,003$324,450

It's important to understand that when you estimate your replacement cost of your home in the 46122 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46122

Best Home & Auto Insurance Agencies in 46122

Bishop- Kenneth I

Address: 2000 E Main St Danville, IN 46122
Phone:
Website:
Info:

American Family Insurance

Address: 254 Meadow Dr Danville, IN 46122
Phone:
Website:
Info:

Housing Demographics for 46122

Population Review for 46122 Zip Code

For the city of Danville, the population within 46122 has increased to over 18,408 residents in population size. The current population total is 16,448. We have broken down the population based on race below. In 46122, there are over 8067 in male population and 8381 females.

PopulationValues
Total Population16,448
White Population15221
Black Population244
Hispanic Population334
Asian Population111
Hawaiian Population5
Indian Population46
Other Population86
Male Population8067
Female Population8381
Population Estimate18408

Household Data for 46122

The average number of homes in 46122 is around 6,176, there are an average of 2.64 per household. The average house value according to local real estate values is around $216,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,176
Persons Per Household2.64
Average House Value$216,300
Income Per Household$88475
Median Age39.3
Median Age Male39.1
Median Age Female39.6
46122 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code317/463
CityDanville
City Alias NameDANVILLE
CountyHendricks
County FIPS063
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses341
Number Of Employees5425
Business First Quarter Payroll61261
Business Annual Payroll283163
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential6973
Delivery Business276
Delivery Total7507
Preferred Last Line KeyX12009
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12009
Land Area88.402000
Water Area0.339000
City Alias Code
City Mixed CaseDanville
City Alias Mixed CaseDanville
Box Count127
SFDU6147
MFDU311
State ANSI18
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number172090
Unique ZIP Name
SSA State County Code15310
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHendricks

Indiana Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]