Get multiple home insurance quotes in 46123. Our licensed 46123, IN agents are ready to serve you.

46123 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 46123 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Avon, IN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 46123 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Indiana, like average Avon homeowners insurance rates, coverage options or home insurance types, please select Avon, IN Home Insurance Rates Online!

46123 Home Insurance Average Premiums

Local 46123 homeowners insurance quotes comparison

$548 /yr.

Shows Zip Code: 46123 lowest rates with discounts applied on average.

For the 46123, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$548 /yr.
Average Coverage:$798 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1098 /yr.

What is the average home insurance cost for a home in 46123?

  • • The average homeowners insurance premium paid annually for a home in 46123 is around $798 per year.

What does it cost on average per month for home insurance in 46123?

  • • Homeowners in 46123 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 46123?

  • • Autoowners in 46123 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Avon area, check out other zip codes nearby 46123.
Review average rates in another zip code:
46123 homeowners insurance rates

Home Replacement Cost Coverage in 46123

Average Building Cost Per Square Foot in 46123: $108

Location: Avon, Indiana (Hendricks County)

Average Square Footage in 46123: 2,127 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46123 before you start any project. Avon homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46123 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46123 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,127 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Avon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,127$229,700
Additional Upgrades & Added Features$1352,127$287,125
Major Home Updates or Advancements$1622,127$344,550

It's important to understand that when you estimate your replacement cost of your home in the 46123 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46123

Sheckles Insurance Agency

Address: 383 Williams Court Avon, IN 46123
Phone: (317)272-5804
Website:

Best Home & Auto Insurance Agencies in 46123

Miki Klein - Allstate Agent

Address: 180 Indiana 267 #210 Avon, IN 46123
Phone:
Website: http://www.allstateagencies.com/a067309/Welcome/
Info:

Allstate Auto Insurance

Address: 180 N State Road 267 Avon, IN 46123
Phone:
Website:
Info:

Marrietta Riley - Allstate Agent

Address: 855 N High School Rd, Ste 10 Indianapolis, IN 46123
Phone:
Website: http://www.allstateagencies.com/MRiley/Welcome/
Info:

Crenshaw / Rinehart & Associates

Address: 3500 Depauw Blvd, Ste 1078 Indianapolis, IN 46123
Phone:
Website: http://www.crenshaw-rinehart.com/
Info:

Catt- Douglas P

Address: 7441 E Us Highway 36 Avon, IN 46123
Phone:
Website: http://www.dougcatt.com
Info:

Housing Demographics for 46123

Population Review for 46123 Zip Code

For the city of Avon, the population within 46123 has increased to over 44,037 residents in population size. The current population total is 40,788. We have broken down the population based on race below. In 46123, there are over 19944 in male population and 20844 females.

PopulationValues
Total Population40,788
White Population31016
Black Population3854
Hispanic Population2326
Asian Population2029
Hawaiian Population21
Indian Population94
Other Population1001
Male Population19944
Female Population20844
Population Estimate44037

Household Data for 46123

The average number of homes in 46123 is around 14,947, there are an average of 2.70 per household. The average house value according to local real estate values is around $229,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,947
Persons Per Household2.70
Average House Value$229,700
Income Per Household$90628
Median Age39.0
Median Age Male37.6
Median Age Female40.1
46123 DetailsValues
StateIN
State Full NameIndiana
City TypeN
City Alias Abbreviation
Area Code317
CityAvon
City Alias NameAVON
CountyHendricks
County FIPS063
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses881
Number Of Employees13682
Business First Quarter Payroll137490
Business Annual Payroll601187
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential16310
Delivery Business769
Delivery Total17301
Preferred Last Line KeyX1C654
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX1C654
Land Area28.583000
Water Area0.296000
City Alias Code
City Mixed CaseAvon
City Alias Mixed CaseAvon
Box Count0
SFDU13513
MFDU1255
State ANSI18
County ANSI063
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number172090
Unique ZIP Name
SSA State County Code15310
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHendricks

Indiana Homeowners Insurance News & Information

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  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

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