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Find the Best Home Insurance Rates in 46133

Shopping for homeowners insurance in 46133 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Glenwood, IN and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Indiana licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 46133 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 46133

Find Glenwood, IN Homeowners Insurance Quotes to review the best coverage options in your area.

46133 Home Insurance Rating is: medium!

In 46133 the average premium is $740. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 46133, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 46133!

46133 Home Insurance Average Premiums

Local 46133 homeowners insurance quotes comparison

$490 /yr.

Shows Zip Code: 46133 lowest rates with discounts applied on average.

For the 46133, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$490 /yr.
Average Coverage:$740 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1040 /yr.

What is the average home insurance cost for a home in 46133?

  • • The average homeowners insurance premium paid annually for a home in 46133 is around $740 per year.

What does it cost on average per month for home insurance in 46133?

  • • Homeowners in 46133 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 46133?

  • • Autoowners in 46133 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glenwood area, check out other zip codes nearby 46133.
Review average rates in another zip code:
46133 homeowners insurance rates

Home Replacement Cost Coverage in 46133

Average Building Cost Per Square Foot in 46133: $108

Location: Glenwood, Indiana (Fayette County)

Average Square Footage in 46133: 987 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46133 before you start any project. Glenwood homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46133 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46133 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 987 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glenwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108987$106,600
Additional Upgrades & Added Features$135987$133,250
Major Home Updates or Advancements$162987$159,900

It's important to understand that when you estimate your replacement cost of your home in the 46133 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46133

Best Home & Auto Insurance Agencies in 46133

Housing Demographics for 46133

Population Review for 46133 Zip Code

For the city of Glenwood, the population within 46133 has increased to over 592 residents in population size. The current population total is 794. We have broken down the population based on race below. In 46133, there are over 447 in male population and 347 females.

PopulationValues
Total Population794
White Population770
Black Population1
Hispanic Population7
Asian Population0
Hawaiian Population0
Indian Population2
Other Population0
Male Population447
Female Population347
Population Estimate592

Household Data for 46133

The average number of homes in 46133 is around 304, there are an average of 2.61 per household. The average house value according to local real estate values is around $106,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode304
Persons Per Household2.61
Average House Value$106,600
Income Per Household$64750
Median Age45.4
Median Age Male44.1
Median Age Female49.4
46133 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityGlenwood
City Alias NameGLENWOOD
CountyFayette
County FIPS041
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA458
CBSA18220
CBSA_DIV
CBSA_TypeMicro
CBSA_NameConnersville, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees31
Business First Quarter Payroll224
Business Annual Payroll1063
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population24277
CBSA Division Population0
Congressional District06
Congressional LandArea6206.83
Delivery Residential227
Delivery Business2
Delivery Total2019
Preferred Last Line KeyX12312
Classification Code
Multi-CountyY
CSA NameRichmond-Connersville, IN
CBSA_DIV_Name
City State KeyX12312
Land Area26.104000
Water Area0.035000
City Alias Code
City Mixed CaseGlenwood
City Alias Mixed CaseGlenwood
Box Count116
SFDU227
MFDU0
State ANSI18
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number173256
Unique ZIP Name
SSA State County Code15200
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseFayette

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]