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Quickly Revew Homeowners Insurance in 46135

If you own a home in Greencastle, IN you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 46135 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Indiana licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 46135 and start comparing rates now.

46135 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 46135 is $731 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 46135 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Greencastle, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

46135 Home Insurance Average Premiums

Local 46135 homeowners insurance quotes comparison

$481 /yr.

Shows Zip Code: 46135 lowest rates with discounts applied on average.

For the 46135, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$481 /yr.
Average Coverage:$731 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1031 /yr.

What is the average home insurance cost for a home in 46135?

  • • The average homeowners insurance premium paid annually for a home in 46135 is around $731 per year.

What does it cost on average per month for home insurance in 46135?

  • • Homeowners in 46135 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 46135?

  • • Autoowners in 46135 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greencastle area, check out other zip codes nearby 46135.
Review average rates in another zip code:
46135 homeowners insurance rates

Home Replacement Cost Coverage in 46135

Average Building Cost Per Square Foot in 46135: $108

Location: Greencastle, Indiana (Putnam County)

Average Square Footage in 46135: 1,392 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46135 before you start any project. Greencastle homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46135 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46135 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,392 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greencastle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,392$150,300
Additional Upgrades & Added Features$1351,392$187,875
Major Home Updates or Advancements$1621,392$225,450

It's important to understand that when you estimate your replacement cost of your home in the 46135 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46135

HBG Insurance & Bonds

Address: 225 East Washington Street Greencastle, IN 46135
Phone: (765)653-4176
Website:

Best Home & Auto Insurance Agencies in 46135

Tucker- Alfred E

Address: 1204 S Bloomington St Greencastle, IN 46135
Phone:
Website:
Info:

Shelter Insurance

Address: 1208 S Bloomington St Greencastle, IN 46135
Phone:
Website: http://www.shelterinsurance.com/CA/agent/search/IN
Info:

American Family Insurance - Susan K Garl

Address: 1117 Indianapolis Rd Greencastle, IN 46135
Phone:
Website: http://www.insurance-agency.amfam.com/IN/susan-k-garl/default.aspx?sourceid=yp3
Info:

Wager Insurance Agency

Address: 1007 Indianapolis Rd Greencastle, IN 46135
Phone:
Website:
Info:

Allstate Insurance Agency

Address: 204 S College Ave Greencastle, IN 46135
Phone:
Website: http://www.allstateagencies.com/069653/Welcome/
Info:

Housing Demographics for 46135

Population Review for 46135 Zip Code

For the city of Greencastle, the population within 46135 has increased to over 16,902 residents in population size. The current population total is 19,869. We have broken down the population based on race below. In 46135, there are over 10822 in male population and 9047 females.

PopulationValues
Total Population19,869
White Population17439
Black Population947
Hispanic Population532
Asian Population317
Hawaiian Population5
Indian Population42
Other Population417
Male Population10822
Female Population9047
Population Estimate16902

Household Data for 46135

The average number of homes in 46135 is around 6,678, there are an average of 2.37 per household. The average house value according to local real estate values is around $150,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,678
Persons Per Household2.37
Average House Value$150,300
Income Per Household$58587
Median Age37.7
Median Age Male36.8
Median Age Female39.8
46135 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityGreencastle
City Alias NameGREENCASTLE
CountyPutnam
County FIPS133
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA294
CBSA24600
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGreencastle, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses453
Number Of Employees8876
Business First Quarter Payroll86181
Business Annual Payroll362612
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04|08
Congressional LandArea6352.55|7255.39
Delivery Residential7132
Delivery Business467
Delivery Total7945
Preferred Last Line KeyX12347
Classification Code
Multi-CountyY
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12347
Land Area167.073000
Water Area0.777000
City Alias Code
City Mixed CaseGreencastle
City Alias Mixed CaseGreencastle
Box Count203
SFDU6045
MFDU293
State ANSI18
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number173399
Unique ZIP Name
SSA State County Code15660
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CasePutnam

Indiana Homeowners Insurance News & Information

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