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Searching for Homeowners Insurance in 46140

If you are a homeowners that lives in 46140 you may be searching for more affordable homeowners insurance in Greenfield. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Greenfield, IN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Indiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 46140 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Greenfield, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 46140 Home Insurance Costs: medium!

In Greenfield, homeowners are paying roughly $730 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 46140 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Greenfield are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 46140 policy right now!

46140 Home Insurance Average Premiums

Local 46140 homeowners insurance quotes comparison

$480 /yr.

Shows Zip Code: 46140 lowest rates with discounts applied on average.

For the 46140, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$480 /yr.
Average Coverage:$730 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1030 /yr.

What is the average home insurance cost for a home in 46140?

  • • The average homeowners insurance premium paid annually for a home in 46140 is around $730 per year.

What does it cost on average per month for home insurance in 46140?

  • • Homeowners in 46140 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 46140?

  • • Autoowners in 46140 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenfield area, check out other zip codes nearby 46140.
Review average rates in another zip code:
46140 homeowners insurance rates

Home Replacement Cost Coverage in 46140

Average Building Cost Per Square Foot in 46140: $108

Location: Greenfield, Indiana (Hancock County)

Average Square Footage in 46140: 1,622 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46140 before you start any project. Greenfield homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46140 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46140 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,622 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,622$175,200
Additional Upgrades & Added Features$1351,622$219,000
Major Home Updates or Advancements$1621,622$262,800

It's important to understand that when you estimate your replacement cost of your home in the 46140 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46140

Allstate Insurance - Scott D Richards

Address: 1220 W Main St Ste G Greenfield, IN 46140
Phone: (317)462-7760
Website:

Best Home & Auto Insurance Agencies in 46140

Allstate Insurance - Scott D Richards

Address: 1220 W Main St Greenfield, IN 46140
Phone:
Website:
Info:

American Family Insurance

Address: 17 W 5th St Greenfield, IN 46140
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

State Farm Insurance Companies

Address: 1215 N State St Greenfield, IN 46140
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Cherry Insurance Agency, Inc - Nationwide Insurance

Address: 4772 W Us Highway 40 Greenfield, IN 46140
Phone:
Website: http://www.nationwide.com/agent/Greenfield-INDIANA-insurance-agent/pat-cherry/office.html
Info:

Randy Cox-Farmers Insurance

Address: 1890 W Main St, Ste B Greenfield, IN 46140
Phone:
Website: http://www.farmersagent.com/rcox1/
Info:

Housing Demographics for 46140

Population Review for 46140 Zip Code

For the city of Greenfield, the population within 46140 has increased to over 44,507 residents in population size. The current population total is 41,708. We have broken down the population based on race below. In 46140, there are over 20395 in male population and 21313 females.

PopulationValues
Total Population41,708
White Population38548
Black Population497
Hispanic Population1035
Asian Population295
Hawaiian Population19
Indian Population75
Other Population374
Male Population20395
Female Population21313
Population Estimate44507

Household Data for 46140

The average number of homes in 46140 is around 16,846, there are an average of 2.43 per household. The average house value according to local real estate values is around $175,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,846
Persons Per Household2.43
Average House Value$175,200
Income Per Household$71260
Median Age41.7
Median Age Male40.3
Median Age Female43.2
46140 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code317/463
CityGreenfield
City Alias NameGREENFIELD
CountyHancock
County FIPS059
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses906
Number Of Employees19047
Business First Quarter Payroll274576
Business Annual Payroll1086821
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District06
Congressional LandArea6206.83
Delivery Residential18316
Delivery Business998
Delivery Total20256
Preferred Last Line KeyX12352
Classification Code
Multi-CountyY
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12352
Land Area172.511000
Water Area0.728000
City Alias Code
City Mixed CaseGreenfield
City Alias Mixed CaseGreenfield
Box Count131
SFDU15736
MFDU483
State ANSI18
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number173410
Unique ZIP Name
SSA State County Code15290
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseHancock

Indiana Homeowners Insurance News & Information

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