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Check Out 46143 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Greenwood, IN.

We will gather some basic information about your home in Greenwood, IN and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Indiana licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 46143 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 46143

We have pulled together a variety of data related to homeowners insurance in Indiana. Simply click on one of the links below to learn about the average cost of homeowners insurance in Indiana as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Greenwood, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

46143 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 46143 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Indiana is roughly $731. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 46143 homeowners insurance policy!

46143 Home Insurance Average Premiums

Local 46143 homeowners insurance quotes comparison

$481 /yr.

Shows Zip Code: 46143 lowest rates with discounts applied on average.

For the 46143, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$481 /yr.
Average Coverage:$731 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1031 /yr.

What is the average home insurance cost for a home in 46143?

  • • The average homeowners insurance premium paid annually for a home in 46143 is around $731 per year.

What does it cost on average per month for home insurance in 46143?

  • • Homeowners in 46143 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 46143?

  • • Autoowners in 46143 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenwood area, check out other zip codes nearby 46143.
Review average rates in another zip code:
46143 homeowners insurance rates
46142 homeowners insurance rates

Home Replacement Cost Coverage in 46143

Average Building Cost Per Square Foot in 46143: $108

Location: Greenwood, Indiana (Johnson County)

Average Square Footage in 46143: 1,950 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46143 before you start any project. Greenwood homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46143 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46143 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,950 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,950$210,600
Additional Upgrades & Added Features$1351,950$263,250
Major Home Updates or Advancements$1621,950$315,900

It's important to understand that when you estimate your replacement cost of your home in the 46143 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46143

Allstate Insurance - Mike Young

Address: 200 N Emerson Ave Suite A Greenwood, IN 46143
Phone: (317)887-6780
Website:

Best Home & Auto Insurance Agencies in 46143

Allstate Insurance Companies - Sales Offices- Greenwood

Address: 1466 Eagle Trace Dr Greenwood, IN 46143
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Beatty Insurance

Address: 1842 Us Highway 31 S Greenwood, IN 46143
Phone:
Website: http://www.mikebeattyinsurance.com/
Info:

O'NEAL INSURANCE AGENCY

Address: 664 La Placita St Greenwood, IN 46143
Phone:
Website: http://www.aonealinsuranceagency.com/
Info:

Wilson- Don - State Farm Insurance Agent

Address: 50 Airport Pky Greenwood, IN 46143
Phone:
Website:
Info:

State Farm Insurance Auto Car Life 46143

Address: 2150 Independence Dr, Ste D Greenwood, IN 46143
Phone:
Website: http://www.michaelheineman.com/
Info:

Housing Demographics for 46143

Population Review for 46143 Zip Code

For the city of Greenwood, the population within 46143 has increased to over 67,552 residents in population size. The current population total is 62,618. We have broken down the population based on race below. In 46143, there are over 30405 in male population and 32213 females.

PopulationValues
Total Population62,618
White Population49903
Black Population2280
Hispanic Population2807
Asian Population5478
Hawaiian Population39
Indian Population127
Other Population1079
Male Population30405
Female Population32213
Population Estimate67552

Household Data for 46143

The average number of homes in 46143 is around 23,140, there are an average of 2.68 per household. The average house value according to local real estate values is around $210,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,140
Persons Per Household2.68
Average House Value$210,600
Income Per Household$79931
Median Age36.3
Median Age Male35.2
Median Age Female37.3
46143 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code317
CityGreenwood
City Alias NameGREENWOOD
CountyJohnson
County FIPS081
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1154
Number Of Employees23548
Business First Quarter Payroll244137
Business Annual Payroll1046301
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District06
Congressional LandArea6206.83
Delivery Residential25206
Delivery Business1008
Delivery Total27788
Preferred Last Line KeyX12364
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12364
Land Area49.432000
Water Area0.142000
City Alias Code
City Mixed CaseGreenwood
City Alias Mixed CaseGreenwood
Box Count0
SFDU18971
MFDU2449
State ANSI18
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number173476
Unique ZIP Name
SSA State County Code15400
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseJohnson

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]