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46168, IN Homeowners Insurance Rates

With a population size of 37,681 and with 13,979 occupied homes in the 46168 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Plainfield, IN are around $761 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Plainfield, Indiana. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Indiana home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Plainfield, IN.

For Indiana home insurance information, including average Plainfield home insurance rates, coverage options or the different homeowners insurance types, please select Plainfield, IN Home Insurance Quotes Now!

46168 Home Insurance Average Premiums

Local 46168 homeowners insurance quotes comparison

$511 /yr.

Shows Zip Code: 46168 lowest rates with discounts applied on average.

For the 46168, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$511 /yr.
Average Coverage:$761 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1061 /yr.

What is the average home insurance cost for a home in 46168?

  • • The average homeowners insurance premium paid annually for a home in 46168 is around $761 per year.

What does it cost on average per month for home insurance in 46168?

  • • Homeowners in 46168 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 46168?

  • • Autoowners in 46168 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plainfield area, check out other zip codes nearby 46168.
Review average rates in another zip code:
46168 homeowners insurance rates

Home Replacement Cost Coverage in 46168

Average Building Cost Per Square Foot in 46168: $108

Location: Plainfield, Indiana (Hendricks County)

Average Square Footage in 46168: 2,029 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46168 before you start any project. Plainfield homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46168 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46168 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,029 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plainfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,029$219,100
Additional Upgrades & Added Features$1352,029$273,875
Major Home Updates or Advancements$1622,029$328,650

It's important to understand that when you estimate your replacement cost of your home in the 46168 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46168

Allstate Insurance - Les Bowling

Address: 1708 E Main St Plainfield, IN 46168
Phone: (317)837-1926
Website:

Melaney Sargent

Address: 2308 East Main Street Plainfield, IN 46168
Phone: (317)839-3322
Website: statefarm.com

Best Home & Auto Insurance Agencies in 46168

American Family Insurance - Rick Shaw

Address: 1824 East Main Street Plainfield, IN 46168
Phone:
Website: http://www.insurance-agency.amfam.com/IN/rick-shaw/default.aspx?sourceid=yp3
Info:

Finn- Mike - State Farm Insurance Agent

Address: 2020 Stafford Rd Plainfield, IN 46168
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Fishel- Jerry L

Address: 704 N Carr Rd Plainfield, IN 46168
Phone:
Website:
Info:

Shelter Insurance - Mike Harvey

Address: 1027 East Main Street Plainfield, IN 46168
Phone:
Website: http://www.shelterinsurance.com/CA/agent/
Info:

Allstate Insurance Company - Timothy Grandstaff

Address: 1911 Crown Plaza Boulevard Plainfield, IN 46168
Phone:
Website: http://www.allstateagencies.com/092682?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 46168

Population Review for 46168 Zip Code

For the city of Plainfield, the population within 46168 has increased to over 39,470 residents in population size. The current population total is 37,681. We have broken down the population based on race below. In 46168, there are over 19470 in male population and 18211 females.

PopulationValues
Total Population37,681
White Population30912
Black Population2489
Hispanic Population1574
Asian Population1303
Hawaiian Population7
Indian Population87
Other Population657
Male Population19470
Female Population18211
Population Estimate39470

Household Data for 46168

The average number of homes in 46168 is around 13,979, there are an average of 2.50 per household. The average house value according to local real estate values is around $219,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,979
Persons Per Household2.50
Average House Value$219,100
Income Per Household$73503
Median Age38.0
Median Age Male36.7
Median Age Female39.7
46168 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code317/463
CityPlainfield
City Alias NamePLAINFIELD
CountyHendricks
County FIPS063
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses959
Number Of Employees26971
Business First Quarter Payroll296776
Business Annual Payroll1192934
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential15788
Delivery Business1092
Delivery Total17362
Preferred Last Line KeyX13314
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX13314
Land Area32.820000
Water Area0.246000
City Alias Code
City Mixed CasePlainfield
City Alias Mixed CasePlainfield
Box Count246
SFDU11725
MFDU1575
State ANSI18
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number177007
Unique ZIP Name
SSA State County Code15310
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseHendricks

Indiana Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]