46219 Home Insurance Quotes & Rates

Currently, the 15,660 homes within the 46219 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Indiana is around $802 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Indianapolis, IN, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 46219.

Indiana is now ranking #35 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Indianapolis home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Indiana has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 46219 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Indianapolis, Indiana home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Indianapolis, IN Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

46219 Home Insurance Average Premiums

Local 46219 homeowners insurance quotes comparison

$552 /yr.

Shows Zip Code: 46219 lowest rates with discounts applied on average.

For the 46219, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$552 /yr.
Average Coverage:	$802 /yr.
2600 sq. ft. or higher (all discounts applied)	$1102 /yr.

What is the average home insurance cost for a home in 46219?

• The average homeowners insurance premium paid annually for a home in 46219 is around $802 per year.

What does it cost on average per month for home insurance in 46219?

• Homeowners in 46219 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 46219?

• Autoowners in 46219 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Indianapolis area, check out other zip codes nearby 46219.
Review average rates in another zip code:
46240 homeowners insurance rates
46224 homeowners insurance rates
46221 homeowners insurance rates
46229 homeowners insurance rates
46227 homeowners insurance rates
46217 homeowners insurance rates
46254 homeowners insurance rates
46280 homeowners insurance rates
46256 homeowners insurance rates
46222 homeowners insurance rates

Home Replacement Cost Coverage in 46219

Average Building Cost Per Square Foot in 46219: $108

Location: Indianapolis, Indiana (Marion County)

Average Square Footage in 46219: 1,188 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46219 before you start any project. Indianapolis homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46219 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46219 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,188 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indianapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$108	1,188	$128,300
Additional Upgrades & Added Features	$135	1,188	$160,375
Major Home Updates or Advancements	$162	1,188	$192,450

Calculate Your Dwelling Coverage in 46219

It's important to understand that when you estimate your replacement cost of your home in the 46219 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 46219

VanSickle- Richard E - State Farm Insurance Agent

Address: 8610 E Washington St Indianapolis, IN 46219
Phone:
Website:
Info:

American Family Insurance - Brian G Ciesil

Address: 1398 N Shadeland Ave, Ste 2233 Indianapolis, IN 46219
Phone:
Website: http://www.insurance-agency.amfam.com/IN/brian-g-ciesil/default.aspx?sourceid=yp3
Info:

Kemp- David B

Address: 1217 N Shadeland Ave Indianapolis, IN 46219
Phone:
Website:
Info:

McBee Insurance Agency

Address: 1641 N Shadeland Ave Indianapolis, IN 46219
Phone:
Website:
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American Family Insurance - Jeannene M Talbott

Address: 1511 N Post Rd, Ste B Indianapolis, IN 46219
Phone:
Website: http://www.insurance-agency.amfam.com/IN/jeannene-m-talbott/default.aspx?sourceid=yp3
Info:

Housing Demographics for 46219

Population Review for 46219 Zip Code

For the city of Indianapolis, the population within 46219 has increased to over 37,087 residents in population size. The current population total is 36,556. We have broken down the population based on race below. In 46219, there are over 17750 in male population and 18806 females.

Population	Values
Total Population	36,556
White Population	22368
Black Population	8122
Hispanic Population	4842
Asian Population	255
Hawaiian Population	12
Indian Population	195
Other Population	2649
Male Population	17750
Female Population	18806
Population Estimate	37087

Household Data for 46219

The average number of homes in 46219 is around 15,660, there are an average of 2.30 per household. The average house value according to local real estate values is around $128,300. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	15,660
Persons Per Household	2.30
Average House Value	$128,300
Income Per Household	$46758
Median Age	38.0
Median Age Male	36.9
Median Age Female	39.1

46219 Details	Values
State	IN
State Full Name	Indiana
City Type	P
City Alias Abbreviation
Area Code	317
City	Indianapolis
City Alias Name	INDIANAPOLIS
County	Marion
County FIPS	097
State FIPS	18
Time Zone	5
Day Light Saving	Y
MSA	3480
PMSA
CSA	294
CBSA	26900
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Indianapolis-Carmel-Greenwood, IN
MSA_Name	Indianapolis, IN MSA
PMSA_Name
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	959
Number Of Employees	28143
Business First Quarter Payroll	429228
Business Annual Payroll	1838028
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1756241
CBSA Division Population	0
Congressional District	07
Congressional LandArea	303.84
Delivery Residential	16125
Delivery Business	1201
Delivery Total	18803
Preferred Last Line Key	X12558
Classification Code
Multi-County
CSA Name	Indianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State Key	X12558
Land Area	13.041000
Water Area	0.002000
City Alias Code
City Mixed Case	Indianapolis
City Alias Mixed Case	Indianapolis
Box Count	168
SFDU	12626
MFDU	1692
State ANSI	18
County ANSI	097
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	174037
Unique ZIP Name
SSA State County Code	15480
Medicare CBSA Code	26900
Medicare CBSA Name	Indianapolis-Carmel-Anderson, IN
Medicare CBSA Type	Metro
Market Rating Area ID	10
County Mixed Case	Marion

Indiana Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 46219!