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Compare 46225 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Indianapolis just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,657 neighbors looking to save on their home insurance policy in the local 46225 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 46225. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Indiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Indianapolis, IN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Indianapolis, IN

46225 Home Insurance Average Premiums

Local 46225 homeowners insurance quotes comparison

$509 /yr.

Shows Zip Code: 46225 lowest rates with discounts applied on average.

For the 46225, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$509 /yr.
Average Coverage:$759 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1059 /yr.

What is the average home insurance cost for a home in 46225?

  • • The average homeowners insurance premium paid annually for a home in 46225 is around $759 per year.

What does it cost on average per month for home insurance in 46225?

  • • Homeowners in 46225 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 46225?

  • • Autoowners in 46225 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Indianapolis area, check out other zip codes nearby 46225.
Review average rates in another zip code:
46222 homeowners insurance rates
46239 homeowners insurance rates
46231 homeowners insurance rates
46203 homeowners insurance rates
46234 homeowners insurance rates
46290 homeowners insurance rates
46280 homeowners insurance rates
46204 homeowners insurance rates
46237 homeowners insurance rates
46278 homeowners insurance rates

Home Replacement Cost Coverage in 46225

Average Building Cost Per Square Foot in 46225: $108

Location: Indianapolis, Indiana (Marion County)

Average Square Footage in 46225: 779 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46225 before you start any project. Indianapolis homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46225 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46225 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 779 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indianapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108779$84,100
Additional Upgrades & Added Features$135779$105,125
Major Home Updates or Advancements$162779$126,150

It's important to understand that when you estimate your replacement cost of your home in the 46225 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46225

Best Home & Auto Insurance Agencies in 46225

ACE Cash Express

Address: 2620 Madison Ave Indianapolis, IN 46225
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 46225

Population Review for 46225 Zip Code

For the city of Indianapolis, the population within 46225 has increased to over 7,439 residents in population size. The current population total is 6,503. We have broken down the population based on race below. In 46225, there are over 3310 in male population and 3193 females.

PopulationValues
Total Population6,503
White Population4466
Black Population692
Hispanic Population1001
Asian Population64
Hawaiian Population6
Indian Population62
Other Population552
Male Population3310
Female Population3193
Population Estimate7439

Household Data for 46225

The average number of homes in 46225 is around 2,657, there are an average of 2.41 per household. The average house value according to local real estate values is around $84,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,657
Persons Per Household2.41
Average House Value$84,100
Income Per Household$37111
Median Age34.5
Median Age Male34.3
Median Age Female34.7
46225 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code317/463/765
CityIndianapolis
City Alias NameINDIANAPOLIS
CountyMarion
County FIPS097
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses413
Number Of Employees11784
Business First Quarter Payroll147903
Business Annual Payroll763525
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District06|07
Congressional LandArea6206.83|303.84
Delivery Residential3087
Delivery Business503
Delivery Total8637
Preferred Last Line KeyX12558
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12558
Land Area3.979000
Water Area0.153000
City Alias Code
City Mixed CaseIndianapolis
City Alias Mixed CaseIndianapolis
Box Count0
SFDU2493
MFDU425
State ANSI18
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number174037
Unique ZIP Name
SSA State County Code15480
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMarion

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]