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46222 Home Insurance Rates & Premiums

Did you know there are over 37,185 people living within the 46222 zip code area? There are over 13,676 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 46222.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Indiana are on the rise. The estimated average premium is around $786 a year for a standard homeowners insurance policy in Indianapolis. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Indianapolis, IN Homeowners Insurance Quotes Online

46222 Home Insurance Average Premiums

Local 46222 homeowners insurance quotes comparison

$536 /yr.

Shows Zip Code: 46222 lowest rates with discounts applied on average.

For the 46222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$536 /yr.
Average Coverage:$786 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1086 /yr.

What is the average home insurance cost for a home in 46222?

  • • The average homeowners insurance premium paid annually for a home in 46222 is around $786 per year.

What does it cost on average per month for home insurance in 46222?

  • • Homeowners in 46222 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 46222?

  • • Autoowners in 46222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Indianapolis area, check out other zip codes nearby 46222.
Review average rates in another zip code:
46214 homeowners insurance rates
46222 homeowners insurance rates
46205 homeowners insurance rates
46217 homeowners insurance rates
46202 homeowners insurance rates
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46259 homeowners insurance rates
46219 homeowners insurance rates
46254 homeowners insurance rates
46290 homeowners insurance rates

Home Replacement Cost Coverage in 46222

Average Building Cost Per Square Foot in 46222: $108

Location: Indianapolis, Indiana (Marion County)

Average Square Footage in 46222: 699 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46222 before you start any project. Indianapolis homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 699 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indianapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108699$75,500
Additional Upgrades & Added Features$135699$94,375
Major Home Updates or Advancements$162699$113,250

It's important to understand that when you estimate your replacement cost of your home in the 46222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46222

Best Home & Auto Insurance Agencies in 46222

Titan Auto Insurance & Boat Insurance

Address: 3748 Lafayette Road Indianapolis, IN 46222
Phone:
Website: http://www.valpak.com/coupons/clp?bppId=155&vpref=L3M
Info:

ACE Cash Express

Address: 3406 W 16th St Indianapolis, IN 46222
Phone:
Website: http://www.acecashexpress.com/
Info:

Anthem Blue Cross and Blue Shield Small Business Benifits

Address: 3760 Guion Rd Indianapolis, IN 46222
Phone:
Website:
Info:

Housing Demographics for 46222

Population Review for 46222 Zip Code

For the city of Indianapolis, the population within 46222 has increased to over 38,618 residents in population size. The current population total is 37,185. We have broken down the population based on race below. In 46222, there are over 18495 in male population and 18690 females.

PopulationValues
Total Population37,185
White Population11101
Black Population12768
Hispanic Population12766
Asian Population421
Hawaiian Population18
Indian Population398
Other Population9140
Male Population18495
Female Population18690
Population Estimate38618

Household Data for 46222

The average number of homes in 46222 is around 13,676, there are an average of 2.63 per household. The average house value according to local real estate values is around $75,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,676
Persons Per Household2.63
Average House Value$75,500
Income Per Household$41502
Median Age30.8
Median Age Male30.4
Median Age Female31.1
46222 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code317
CityIndianapolis
City Alias NameINDIANAPOLIS
CountyMarion
County FIPS097
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses551
Number Of Employees14075
Business First Quarter Payroll248936
Business Annual Payroll882662
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District07
Congressional LandArea303.84
Delivery Residential14684
Delivery Business893
Delivery Total17316
Preferred Last Line KeyX12558
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12558
Land Area11.040000
Water Area0.213000
City Alias Code
City Mixed CaseIndianapolis
City Alias Mixed CaseIndianapolis
Box Count163
SFDU11048
MFDU1131
State ANSI18
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number174037
Unique ZIP Name
SSA State County Code15480
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMarion

Indiana Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

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