46268 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 46268? Our rates are very competitive for homeowners living in Indianapolis, IN. Many homeowners based out of your 46268 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 46268 should appear in the zip code field ready to go. For Indianapolis, IN Home Insurance Rate Quotes click to review the best rates and service online!

46268 Average Premium is Rated: Medium!

Homeowners living in 46268 can easily save up to 40% off the average home insurance premium of $761 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Indianapolis that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 46268 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 46268!

46268 Home Insurance Average Premiums

Local 46268 homeowners insurance quotes comparison

$511 /yr.

Shows Zip Code: 46268 lowest rates with discounts applied on average.

For the 46268, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$511 /yr.
Average Coverage:	$761 /yr.
2600 sq. ft. or higher (all discounts applied)	$1061 /yr.

What is the average home insurance cost for a home in 46268?

• The average homeowners insurance premium paid annually for a home in 46268 is around $761 per year.

What does it cost on average per month for home insurance in 46268?

• Homeowners in 46268 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 46268?

• Autoowners in 46268 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Indianapolis area, check out other zip codes nearby 46268.
Review average rates in another zip code:
46220 homeowners insurance rates
46208 homeowners insurance rates
46201 homeowners insurance rates
46234 homeowners insurance rates
46228 homeowners insurance rates
46216 homeowners insurance rates
46205 homeowners insurance rates
46231 homeowners insurance rates
46268 homeowners insurance rates
46241 homeowners insurance rates

Home Replacement Cost Coverage in 46268

Average Building Cost Per Square Foot in 46268: $108

Location: Indianapolis, Indiana (Marion County)

Average Square Footage in 46268: 1,449 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46268 before you start any project. Indianapolis homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46268 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46268 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,449 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indianapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$108	1,449	$156,500
Additional Upgrades & Added Features	$135	1,449	$195,625
Major Home Updates or Advancements	$162	1,449	$234,750

Calculate Your Dwelling Coverage in 46268

It's important to understand that when you estimate your replacement cost of your home in the 46268 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 46268

Webb- Larry G

Address: 8910 Purdue Rd Indianapolis, IN 46268
Phone:
Website:
Info:

American Family Insurance - Don Culberson

Address: 8152 Zionsville Road Indianapolis, IN 46268
Phone:
Website: http://www.insurance-agency.amfam.com/IN/don-culberson/default.aspx?sourceid=yp3
Info:

ACE Cash Express

Address: 8605 Michigan Road Indianapolis, IN 46268
Phone:
Website: http://www.acecashexpress.com/
Info:

Susong- Jeffrey

Address: 7940 Michigan Rd Indianapolis, IN 46268
Phone:
Website:
Info:

J Matt Harnish - Nationwide Insurance

Address: 3905 W 96th St, Ste 1200 Indianapolis, IN 46268
Phone:
Website: http://www.nationwide.com/agent/Indianapolis-INDIANA-insurance-agent/matt-harnish/office.html
Info:

Housing Demographics for 46268

Population Review for 46268 Zip Code

For the city of Indianapolis, the population within 46268 has increased to over 26,606 residents in population size. The current population total is 26,353. We have broken down the population based on race below. In 46268, there are over 11941 in male population and 14412 females.

Population	Values
Total Population	26,353
White Population	9169
Black Population	11609
Hispanic Population	3895
Asian Population	932
Hawaiian Population	6
Indian Population	176
Other Population	2302
Male Population	11941
Female Population	14412
Population Estimate	26606

Household Data for 46268

The average number of homes in 46268 is around 11,813, there are an average of 2.20 per household. The average house value according to local real estate values is around $156,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	11,813
Persons Per Household	2.20
Average House Value	$156,500
Income Per Household	$52689
Median Age	37.7
Median Age Male	35.1
Median Age Female	40.0

46268 Details	Values
State	IN
State Full Name	Indiana
City Type	P
City Alias Abbreviation
Area Code	317/765
City	Indianapolis
City Alias Name	INDIANAPOLIS
County	Marion
County FIPS	097
State FIPS	18
Time Zone	5
Day Light Saving	Y
MSA	3480
PMSA
CSA	294
CBSA	26900
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Indianapolis-Carmel-Greenwood, IN
MSA_Name	Indianapolis, IN MSA
PMSA_Name
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1467
Number Of Employees	45128
Business First Quarter Payroll	623850
Business Annual Payroll	2558149
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1756241
CBSA Division Population	0
Congressional District	04\|05\|07
Congressional LandArea	6352.55\|1924.76\|303.84
Delivery Residential	12094
Delivery Business	1699
Delivery Total	14275
Preferred Last Line Key	X12558
Classification Code
Multi-County	Y
CSA Name	Indianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State Key	X12558
Land Area	12.689000
Water Area	0.028000
City Alias Code
City Mixed Case	Indianapolis
City Alias Mixed Case	Indianapolis
Box Count	306
SFDU	5853
MFDU	3518
State ANSI	18
County ANSI	097
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	174037
Unique ZIP Name
SSA State County Code	15480
Medicare CBSA Code	26900
Medicare CBSA Name	Indianapolis-Carmel-Anderson, IN
Medicare CBSA Type	Metro
Market Rating Area ID	10
County Mixed Case	Marion

Indiana Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 46268!