46307 Home Insurance Quotes & Rates

Currently, the 25,608 homes within the 46307 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Indiana is around $836 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Crown Point, IN, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 46307.

Indiana is now ranking #35 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Crown Point home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Indiana has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 46307 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Crown Point, Indiana home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Crown Point, IN Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

Average Building Cost Per Square Foot in 46307: $108

Average Square Footage in 46307: 2,229 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46307 before you start any project. Crown Point homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46307 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46307 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,229 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crown Point area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 46307 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Rees- Robert E

Miskovich- James J - State Farm Insurance Agent

Pinkus- Aaron B - State Farm Insurance Agent

Brown- Michelle - State Farm Insurance Agent

Rosenwinkel Fred M Insurance

Household Data for 46307

The average number of homes in 46307 is around 25,608, there are an average of 2.64 per household. The average house value according to local real estate values is around $240,700. Please review the following demographics below for average income and media age.

• 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

  Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

• Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

  According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

• Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

  According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]