Get multiple home insurance quotes in 46371. Our licensed 46371, IN agents are ready to serve you.

Homeowners Insurance in 46371

In Rolling Prairie, IN, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 46371 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 46371 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 46371 should appear in the zip code field ready to go.

46371 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Indiana, you are going to see rates around the average home insurance premium per year of $702. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Rolling Prairie home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 46371 Home Insurance Rates Now!

Best 3 Options to Compare in 46371

If you want homeowners insurance quotes within the city of Rolling Prairie or in the 46371 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Rolling Prairie, IN.

46371 Home Insurance Average Premiums

Local 46371 homeowners insurance quotes comparison

$452 /yr.

Shows Zip Code: 46371 lowest rates with discounts applied on average.

For the 46371, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$452 /yr.
Average Coverage:$702 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1002 /yr.

What is the average home insurance cost for a home in 46371?

  • • The average homeowners insurance premium paid annually for a home in 46371 is around $702 per year.

What does it cost on average per month for home insurance in 46371?

  • • Homeowners in 46371 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 46371?

  • • Autoowners in 46371 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rolling Prairie area, check out other zip codes nearby 46371.
Review average rates in another zip code:
46371 homeowners insurance rates

Home Replacement Cost Coverage in 46371

Average Building Cost Per Square Foot in 46371: $108

Location: Rolling Prairie, Indiana (La Porte County)

Average Square Footage in 46371: 1,873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46371 before you start any project. Rolling Prairie homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46371 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46371 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,873 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rolling Prairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,873$202,300
Additional Upgrades & Added Features$1351,873$252,875
Major Home Updates or Advancements$1621,873$303,450

It's important to understand that when you estimate your replacement cost of your home in the 46371 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46371

Best Home & Auto Insurance Agencies in 46371

Housing Demographics for 46371

Population Review for 46371 Zip Code

For the city of Rolling Prairie, the population within 46371 has increased to over 3,677 residents in population size. The current population total is 3,680. We have broken down the population based on race below. In 46371, there are over 1798 in male population and 1882 females.

PopulationValues
Total Population3,680
White Population3408
Black Population11
Hispanic Population150
Asian Population6
Hawaiian Population1
Indian Population9
Other Population23
Male Population1798
Female Population1882
Population Estimate3677

Household Data for 46371

The average number of homes in 46371 is around 1,368, there are an average of 2.69 per household. The average house value according to local real estate values is around $202,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,368
Persons Per Household2.69
Average House Value$202,300
Income Per Household$92260
Median Age43.4
Median Age Male42.6
Median Age Female43.9
46371 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias AbbreviationROLLING PR
Area Code219
CityRolling Prairie
City Alias NameROLLING PRAIRIE
CountyLa Porte
County FIPS091
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA176
CBSA33140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMichigan City-La Porte, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees452
Business First Quarter Payroll5127
Business Annual Payroll25099
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population111467
CBSA Division Population0
Congressional District02
Congressional LandArea3958.58
Delivery Residential1367
Delivery Business32
Delivery Total2781
Preferred Last Line KeyX13462
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_Name
City State KeyX13462
Land Area37.571000
Water Area0.584000
City Alias Code
City Mixed CaseRolling Prairie
City Alias Mixed CaseRolling Prairie
Box Count161
SFDU1367
MFDU0
State ANSI18
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number177491
Unique ZIP Name
SSA State County Code15450
Medicare CBSA Code33140
Medicare CBSA NameMichigan City-La Porte, IN
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseLa Porte

Indiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]