Get multiple home insurance quotes in 46390. Our licensed 46390, IN agents are ready to serve you.

46390 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 46390 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Wanatah, IN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 46390 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Indiana, like average Wanatah homeowners insurance rates, coverage options or home insurance types, please select Wanatah, IN Home Insurance Rates Online!

46390 Home Insurance Average Premiums

Local 46390 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 46390 lowest rates with discounts applied on average.

For the 46390, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 46390?

  • • The average homeowners insurance premium paid annually for a home in 46390 is around $762 per year.

What does it cost on average per month for home insurance in 46390?

  • • Homeowners in 46390 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 46390?

  • • Autoowners in 46390 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wanatah area, check out other zip codes nearby 46390.
Review average rates in another zip code:
46390 homeowners insurance rates

Home Replacement Cost Coverage in 46390

Average Building Cost Per Square Foot in 46390: $108

Location: Wanatah, Indiana (La Porte County)

Average Square Footage in 46390: 1,452 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46390 before you start any project. Wanatah homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46390 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46390 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,452 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wanatah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,452$156,800
Additional Upgrades & Added Features$1351,452$196,000
Major Home Updates or Advancements$1621,452$235,200

It's important to understand that when you estimate your replacement cost of your home in the 46390 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46390

Best Home & Auto Insurance Agencies in 46390

Housing Demographics for 46390

Population Review for 46390 Zip Code

For the city of Wanatah, the population within 46390 has increased to over 2,589 residents in population size. The current population total is 2,824. We have broken down the population based on race below. In 46390, there are over 1434 in male population and 1390 females.

PopulationValues
Total Population2,824
White Population2629
Black Population5
Hispanic Population95
Asian Population10
Hawaiian Population2
Indian Population15
Other Population27
Male Population1434
Female Population1390
Population Estimate2589

Household Data for 46390

The average number of homes in 46390 is around 1,085, there are an average of 2.60 per household. The average house value according to local real estate values is around $156,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,085
Persons Per Household2.60
Average House Value$156,800
Income Per Household$75767
Median Age42.2
Median Age Male40.5
Median Age Female44.1
46390 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code219
CityWanatah
City Alias NameWANATAH
CountyLa Porte
County FIPS091
State FIPS18
Time Zone6
Day Light SavingY
MSA
PMSA
CSA176
CBSA33140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMichigan City-La Porte, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses62
Number Of Employees520
Business First Quarter Payroll5328
Business Annual Payroll25617
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population111467
CBSA Division Population0
Congressional District02
Congressional LandArea3958.58
Delivery Residential996
Delivery Business45
Delivery Total1682
Preferred Last Line KeyX13967
Classification Code
Multi-CountyY
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_Name
City State KeyX13967
Land Area49.117000
Water Area0.002000
City Alias Code
City Mixed CaseWanatah
City Alias Mixed CaseWanatah
Box Count157
SFDU996
MFDU0
State ANSI18
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number179163
Unique ZIP Name
SSA State County Code15450
Medicare CBSA Code33140
Medicare CBSA NameMichigan City-La Porte, IN
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseLa Porte

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]