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46524 Homeowners Insurance Quotes & Rates

Etna Green residents living within the 765 homes available in the zip code of 46524 are shopping online to compare cheaper and more affordable Etna Green, IN home insurance rates. In the great city of Etna Green, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Indiana is around $819 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 46524 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 46524 home insurance rates today! Please give us a call now at 1-855-976-2656. For Etna Green, IN Homeowners Insurance Quotes, Click to easily get started!

46524 Home Insurance Average Premiums

Local 46524 homeowners insurance quotes comparison

$569 /yr.

Shows Zip Code: 46524 lowest rates with discounts applied on average.

For the 46524, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$569 /yr.
Average Coverage:$819 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1119 /yr.

What is the average home insurance cost for a home in 46524?

  • • The average homeowners insurance premium paid annually for a home in 46524 is around $819 per year.

What does it cost on average per month for home insurance in 46524?

  • • Homeowners in 46524 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 46524?

  • • Autoowners in 46524 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Etna Green area, check out other zip codes nearby 46524.
Review average rates in another zip code:
46524 homeowners insurance rates

Home Replacement Cost Coverage in 46524

Average Building Cost Per Square Foot in 46524: $108

Location: Etna Green, Indiana (Kosciusko County)

Average Square Footage in 46524: 1,560 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46524 before you start any project. Etna Green homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46524 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46524 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,560 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Etna Green area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,560$168,500
Additional Upgrades & Added Features$1351,560$210,625
Major Home Updates or Advancements$1621,560$252,750

It's important to understand that when you estimate your replacement cost of your home in the 46524 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46524

Best Home & Auto Insurance Agencies in 46524

Housing Demographics for 46524

Population Review for 46524 Zip Code

For the city of Etna Green, the population within 46524 has increased to over 2,061 residents in population size. The current population total is 2,376. We have broken down the population based on race below. In 46524, there are over 1202 in male population and 1174 females.

PopulationValues
Total Population2,376
White Population2231
Black Population8
Hispanic Population88
Asian Population7
Hawaiian Population0
Indian Population4
Other Population42
Male Population1202
Female Population1174
Population Estimate2061

Household Data for 46524

The average number of homes in 46524 is around 765, there are an average of 3.10 per household. The average house value according to local real estate values is around $168,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode765
Persons Per Household3.10
Average House Value$168,500
Income Per Household$59007
Median Age34.8
Median Age Male32.9
Median Age Female35.9
46524 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code574
CityEtna Green
City Alias NameETNA GREEN
CountyKosciusko
County FIPS085
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA515
CBSA47700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWarsaw, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses39
Number Of Employees366
Business First Quarter Payroll3584
Business Annual Payroll16689
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77358
CBSA Division Population0
Congressional District02
Congressional LandArea3958.58
Delivery Residential665
Delivery Business19
Delivery Total2314
Preferred Last Line KeyX12155
Classification Code
Multi-CountyY
CSA NameSouth Bend-Elkhart-Mishawaka, IN-MI
CBSA_DIV_Name
City State KeyX12155
Land Area34.701000
Water Area0.504000
City Alias Code
City Mixed CaseEtna Green
City Alias Mixed CaseEtna Green
Box Count81
SFDU627
MFDU0
State ANSI18
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number172629
Unique ZIP Name
SSA State County Code15420
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseKosciusko

Indiana Homeowners Insurance News & Information

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