Get multiple home insurance quotes in 46563. Our licensed 46563, IN agents are ready to serve you.

Homeowners Insurance in 46563

In Plymouth, IN, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 46563 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 46563 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 46563 should appear in the zip code field ready to go.

46563 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Indiana, you are going to see rates around the average home insurance premium per year of $719. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Plymouth home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 46563 Home Insurance Rates Now!

Best 3 Options to Compare in 46563

If you want homeowners insurance quotes within the city of Plymouth or in the 46563 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Plymouth, IN.

46563 Home Insurance Average Premiums

Local 46563 homeowners insurance quotes comparison

$469 /yr.

Shows Zip Code: 46563 lowest rates with discounts applied on average.

For the 46563, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$469 /yr.
Average Coverage:$719 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1019 /yr.

What is the average home insurance cost for a home in 46563?

  • • The average homeowners insurance premium paid annually for a home in 46563 is around $719 per year.

What does it cost on average per month for home insurance in 46563?

  • • Homeowners in 46563 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 46563?

  • • Autoowners in 46563 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plymouth area, check out other zip codes nearby 46563.
Review average rates in another zip code:
46563 homeowners insurance rates

Home Replacement Cost Coverage in 46563

Average Building Cost Per Square Foot in 46563: $108

Location: Plymouth, Indiana (Marshall County)

Average Square Footage in 46563: 1,369 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46563 before you start any project. Plymouth homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46563 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46563 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,369 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plymouth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,369$147,900
Additional Upgrades & Added Features$1351,369$184,875
Major Home Updates or Advancements$1621,369$221,850

It's important to understand that when you estimate your replacement cost of your home in the 46563 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46563

Morrow Insurance Agency Inc

Address: 112 South Michigan Street Plymouth, IN 46563
Phone: (574)936-2400
Website:

Allstate Insurance-Tim Doud Agency

Address: 511 N Michigan St Plymouth, IN 46563
Phone: (574)936-5836
Website: agent.allstate.com/99262

Best Home & Auto Insurance Agencies in 46563

State Farm Insurance Auto Car Life 46563

Address: 1300 W Jefferson St Plymouth, IN 46563
Phone:
Website: http://www.lauriesutter.com/
Info:

Allstate Insurance Company - Timothy Doud

Address: 536 N Oak Rd Plymouth, IN 46563
Phone:
Website: http://www.allstateagencies.com/099262?cid=OTC-YP.com-IYP&att=TL
Info:

Benner- Frederick L

Address: 311 E Jefferson St Plymouth, IN 46563
Phone:
Website:
Info:

Allstate Insurance-Tim Doud Agency

Address: 511 N Michigan St Plymouth, IN 46563
Phone:
Website: http://www.agent.allstate.com/99262
Info:

Korensky- Charles C

Address: 509 Colonial Ct Plymouth, IN 46563
Phone:
Website:
Info:

Housing Demographics for 46563

Population Review for 46563 Zip Code

For the city of Plymouth, the population within 46563 has increased to over 24,212 residents in population size. The current population total is 22,977. We have broken down the population based on race below. In 46563, there are over 11358 in male population and 11619 females.

PopulationValues
Total Population22,977
White Population19577
Black Population136
Hispanic Population3327
Asian Population158
Hawaiian Population3
Indian Population105
Other Population1481
Male Population11358
Female Population11619
Population Estimate24212

Household Data for 46563

The average number of homes in 46563 is around 8,750, there are an average of 2.56 per household. The average house value according to local real estate values is around $147,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,750
Persons Per Household2.56
Average House Value$147,900
Income Per Household$56342
Median Age40.5
Median Age Male38.4
Median Age Female42.5
46563 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code574
CityPlymouth
City Alias NamePLYMOUTH
CountyMarshall
County FIPS099
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA515
CBSA38500
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePlymouth, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses583
Number Of Employees9610
Business First Quarter Payroll89298
Business Annual Payroll393799
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47051
CBSA Division Population0
Congressional District02
Congressional LandArea3958.58
Delivery Residential9458
Delivery Business736
Delivery Total10752
Preferred Last Line KeyX13339
Classification Code
Multi-CountyY
CSA NameSouth Bend-Elkhart-Mishawaka, IN-MI
CBSA_DIV_Name
City State KeyX13339
Land Area153.140000
Water Area1.765000
City Alias Code
City Mixed CasePlymouth
City Alias Mixed CasePlymouth
Box Count173
SFDU7716
MFDU477
State ANSI18
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number177062
Unique ZIP Name
SSA State County Code15490
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseMarshall

Indiana Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]