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Home Insurance Quotes in 46567

Are you shopping for a cheaper homeowners insurance rate in 46567? Our rates are very competitive for homeowners living in Syracuse, IN. Many homeowners located in the 46567 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 46567. To get free 46567 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 46567 zip code should appear in the zip code field ready to go. Shopping Syracuse, IN Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 46567 to review the best rate coverages.

Your 46567 Home Insurance Costs Is Rated: Medium!

For the great city of Syracuse, the average home insurance premium paid annually is around $790 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Indiana specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Syracuse and need insurance on your home in the 46567 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 46567 Homeowners Insurance Rates Now!

46567 Home Insurance Average Premiums

Local 46567 homeowners insurance quotes comparison

$540 /yr.

Shows Zip Code: 46567 lowest rates with discounts applied on average.

For the 46567, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$540 /yr.
Average Coverage:$790 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1090 /yr.

What is the average home insurance cost for a home in 46567?

  • • The average homeowners insurance premium paid annually for a home in 46567 is around $790 per year.

What does it cost on average per month for home insurance in 46567?

  • • Homeowners in 46567 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 46567?

  • • Autoowners in 46567 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Syracuse area, check out other zip codes nearby 46567.
Review average rates in another zip code:
46567 homeowners insurance rates

Home Replacement Cost Coverage in 46567

Average Building Cost Per Square Foot in 46567: $108

Location: Syracuse, Indiana (Kosciusko County)

Average Square Footage in 46567: 1,756 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46567 before you start any project. Syracuse homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46567 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46567 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,756 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Syracuse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,756$189,700
Additional Upgrades & Added Features$1351,756$237,125
Major Home Updates or Advancements$1621,756$284,550

It's important to understand that when you estimate your replacement cost of your home in the 46567 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46567

Cotton & Cotton

Address: PO Box 336 Syracuse, IN 46567
Phone: (574)457-5717
Website:

Best Home & Auto Insurance Agencies in 46567

Ridings- David W - State Farm Insurance Agent

Address: 1101 S Huntington St, #2 Syracuse, IN 46567
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Cotton & Cotton

Address: PO Box 336 Syracuse, IN 46567
Phone:
Website:
Info:

Housing Demographics for 46567

Population Review for 46567 Zip Code

For the city of Syracuse, the population within 46567 has increased to over 12,886 residents in population size. The current population total is 9,773. We have broken down the population based on race below. In 46567, there are over 4977 in male population and 4796 females.

PopulationValues
Total Population9,773
White Population9062
Black Population46
Hispanic Population451
Asian Population56
Hawaiian Population4
Indian Population24
Other Population144
Male Population4977
Female Population4796
Population Estimate12886

Household Data for 46567

The average number of homes in 46567 is around 4,023, there are an average of 2.41 per household. The average house value according to local real estate values is around $189,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,023
Persons Per Household2.41
Average House Value$189,700
Income Per Household$67393
Median Age44.0
Median Age Male42.8
Median Age Female45.2
46567 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code574
CitySyracuse
City Alias NameSYRACUSE
CountyKosciusko
County FIPS085
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA515
CBSA47700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWarsaw, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses275
Number Of Employees2897
Business First Quarter Payroll24965
Business Annual Payroll125094
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77358
CBSA Division Population0
Congressional District02|03
Congressional LandArea3958.58|4180.37
Delivery Residential5347
Delivery Business247
Delivery Total5979
Preferred Last Line KeyX13809
Classification Code
Multi-CountyY
CSA NameSouth Bend-Elkhart-Mishawaka, IN-MI
CBSA_DIV_Name
City State KeyX13809
Land Area57.285000
Water Area7.370000
City Alias Code
City Mixed CaseSyracuse
City Alias Mixed CaseSyracuse
Box Count121
SFDU4740
MFDU33
State ANSI18
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number178569
Unique ZIP Name
SSA State County Code15420
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseKosciusko

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]