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Check Out 46703 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Angola, IN.

We will gather some basic information about your home in Angola, IN and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Indiana licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 46703 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 46703

We have pulled together a variety of data related to homeowners insurance in Indiana. Simply click on one of the links below to learn about the average cost of homeowners insurance in Indiana as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Angola, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

46703 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 46703 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Indiana is roughly $707. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 46703 homeowners insurance policy!

46703 Home Insurance Average Premiums

Local 46703 homeowners insurance quotes comparison

$457 /yr.

Shows Zip Code: 46703 lowest rates with discounts applied on average.

For the 46703, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$457 /yr.
Average Coverage:$707 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1007 /yr.

What is the average home insurance cost for a home in 46703?

  • • The average homeowners insurance premium paid annually for a home in 46703 is around $707 per year.

What does it cost on average per month for home insurance in 46703?

  • • Homeowners in 46703 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 46703?

  • • Autoowners in 46703 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Angola area, check out other zip codes nearby 46703.
Review average rates in another zip code:
46703 homeowners insurance rates

Home Replacement Cost Coverage in 46703

Average Building Cost Per Square Foot in 46703: $108

Location: Angola, Indiana (Steuben County)

Average Square Footage in 46703: 1,571 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46703 before you start any project. Angola homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46703 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46703 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,571 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Angola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,571$169,700
Additional Upgrades & Added Features$1351,571$212,125
Major Home Updates or Advancements$1621,571$254,550

It's important to understand that when you estimate your replacement cost of your home in the 46703 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46703

Best Home & Auto Insurance Agencies in 46703

Stepp- Paul E

Address: 406 W Maumee St Angola, IN 46703
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Meleah L Longenecker Ins Agy I - State Farm Insurance Agent

Address: 310 N Wayne St Angola, IN 46703
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 46703

Population Review for 46703 Zip Code

For the city of Angola, the population within 46703 has increased to over 18,431 residents in population size. The current population total is 18,837. We have broken down the population based on race below. In 46703, there are over 9641 in male population and 9196 females.

PopulationValues
Total Population18,837
White Population17082
Black Population188
Hispanic Population1015
Asian Population149
Hawaiian Population1
Indian Population71
Other Population518
Male Population9641
Female Population9196
Population Estimate18431

Household Data for 46703

The average number of homes in 46703 is around 7,267, there are an average of 2.35 per household. The average house value according to local real estate values is around $169,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,267
Persons Per Household2.35
Average House Value$169,700
Income Per Household$61192
Median Age39.2
Median Age Male36.6
Median Age Female42.0
46703 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityAngola
City Alias NameANGOLA
CountySteuben
County FIPS151
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA258
CBSA11420
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAngola, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses636
Number Of Employees9421
Business First Quarter Payroll81312
Business Annual Payroll353673
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population34185
CBSA Division Population0
Congressional District03|09
Congressional LandArea4180.37|4486.77
Delivery Residential7843
Delivery Business665
Delivery Total8820
Preferred Last Line KeyX11459
Classification Code
Multi-County
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX11459
Land Area121.052000
Water Area5.633000
City Alias Code
City Mixed CaseAngola
City Alias Mixed CaseAngola
Box Count254
SFDU5688
MFDU463
State ANSI18
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number170220
Unique ZIP Name
SSA State County Code15750
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSteuben

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]