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Compare 46741 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Grabill just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,314 neighbors looking to save on their home insurance policy in the local 46741 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 46741. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Indiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Grabill, IN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Grabill, IN

46741 Home Insurance Average Premiums

Local 46741 homeowners insurance quotes comparison

$555 /yr.

Shows Zip Code: 46741 lowest rates with discounts applied on average.

For the 46741, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$555 /yr.
Average Coverage:$805 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1105 /yr.

What is the average home insurance cost for a home in 46741?

  • • The average homeowners insurance premium paid annually for a home in 46741 is around $805 per year.

What does it cost on average per month for home insurance in 46741?

  • • Homeowners in 46741 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 46741?

  • • Autoowners in 46741 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grabill area, check out other zip codes nearby 46741.
Review average rates in another zip code:
46741 homeowners insurance rates

Home Replacement Cost Coverage in 46741

Average Building Cost Per Square Foot in 46741: $108

Location: Grabill, Indiana (Allen County)

Average Square Footage in 46741: 2,682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46741 before you start any project. Grabill homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46741 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46741 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,682 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grabill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,682$289,700
Additional Upgrades & Added Features$1352,682$362,125
Major Home Updates or Advancements$1622,682$434,550

It's important to understand that when you estimate your replacement cost of your home in the 46741 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46741

Best Home & Auto Insurance Agencies in 46741

Housing Demographics for 46741

Population Review for 46741 Zip Code

For the city of Grabill, the population within 46741 has increased to over 3,950 residents in population size. The current population total is 4,657. We have broken down the population based on race below. In 46741, there are over 2392 in male population and 2265 females.

PopulationValues
Total Population4,657
White Population4452
Black Population21
Hispanic Population90
Asian Population11
Hawaiian Population0
Indian Population5
Other Population28
Male Population2392
Female Population2265
Population Estimate3950

Household Data for 46741

The average number of homes in 46741 is around 1,314, there are an average of 3.54 per household. The average house value according to local real estate values is around $289,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,314
Persons Per Household3.54
Average House Value$289,700
Income Per Household$73656
Median Age30.9
Median Age Male30.0
Median Age Female31.8
46741 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityGrabill
City Alias NameGRABILL
CountyAllen
County FIPS003
State FIPS18
Time Zone5
Day Light SavingY
MSA2760
PMSA
CSA258
CBSA23060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFort Wayne, IN
MSA_NameFort Wayne, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses163
Number Of Employees1779
Business First Quarter Payroll14340
Business Annual Payroll68108
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population416257
CBSA Division Population0
Congressional District03
Congressional LandArea4180.37
Delivery Residential1116
Delivery Business54
Delivery Total1506
Preferred Last Line KeyX12325
Classification Code
Multi-County
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX12325
Land Area25.105000
Water Area0.770000
City Alias Code
City Mixed CaseGrabill
City Alias Mixed CaseGrabill
Box Count250
SFDU1085
MFDU0
State ANSI18
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number173322
Unique ZIP Name
SSA State County Code15010
Medicare CBSA Code23060
Medicare CBSA NameFort Wayne, IN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllen

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