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If you live in the 46750 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Huntington have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IN licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 46750 and then compare quotes from a variety of nationwide insurance companies.

46750 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 46750 the average premium for homeowners coverage is $744 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 46750. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 46750 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Huntington, IN home insurance quotes in your area.

46750 Home Insurance Average Premiums

Local 46750 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 46750 lowest rates with discounts applied on average.

For the 46750, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 46750?

  • • The average homeowners insurance premium paid annually for a home in 46750 is around $744 per year.

What does it cost on average per month for home insurance in 46750?

  • • Homeowners in 46750 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 46750?

  • • Autoowners in 46750 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Huntington area, check out other zip codes nearby 46750.
Review average rates in another zip code:
46750 homeowners insurance rates

Home Replacement Cost Coverage in 46750

Average Building Cost Per Square Foot in 46750: $108

Location: Huntington, Indiana (Huntington County)

Average Square Footage in 46750: 993 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46750 before you start any project. Huntington homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46750 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46750 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 993 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Huntington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108993$107,200
Additional Upgrades & Added Features$135993$134,000
Major Home Updates or Advancements$162993$160,800

It's important to understand that when you estimate your replacement cost of your home in the 46750 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46750

Elliott Larry R Insurance

Address: 328 Northpoint Avenue Huntington, IN 46750
Phone: (260)356-9604
Website:

Best Home & Auto Insurance Agencies in 46750

Larson- Terry W - State Farm Insurance Agent

Address: 1639 N Jefferson St Huntington, IN 46750
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Hunnicutt Kennedy & Associates

Address: 400 Frontage Rd Huntington, IN 46750
Phone:
Website:
Info:

Young Jr- Gilbert H - State Farm Insurance Agent

Address: 1352 Etna Ave Huntington, IN 46750
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Ebersole- Beth Ann - State Farm Insurance Agent

Address: 1420 W Park Dr Huntington, IN 46750
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 46750

Population Review for 46750 Zip Code

For the city of Huntington, the population within 46750 has increased to over 26,973 residents in population size. The current population total is 26,580. We have broken down the population based on race below. In 46750, there are over 13029 in male population and 13551 females.

PopulationValues
Total Population26,580
White Population24702
Black Population181
Hispanic Population816
Asian Population138
Hawaiian Population6
Indian Population154
Other Population281
Male Population13029
Female Population13551
Population Estimate26973

Household Data for 46750

The average number of homes in 46750 is around 10,702, there are an average of 2.39 per household. The average house value according to local real estate values is around $107,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,702
Persons Per Household2.39
Average House Value$107,200
Income Per Household$54117
Median Age40.7
Median Age Male39.5
Median Age Female42.0
46750 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityHuntington
City Alias NameHUNTINGTON
CountyHuntington
County FIPS069
State FIPS18
Time Zone5
Day Light SavingY
MSA2760
PMSA
CSA258
CBSA26540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHuntington, IN
MSA_NameFort Wayne, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses630
Number Of Employees9535
Business First Quarter Payroll84353
Business Annual Payroll362145
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37124
CBSA Division Population0
Congressional District02|03
Congressional LandArea3958.58|4180.37
Delivery Residential11286
Delivery Business668
Delivery Total12535
Preferred Last Line KeyX12531
Classification Code
Multi-CountyY
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX12531
Land Area201.366000
Water Area3.396000
City Alias Code
City Mixed CaseHuntington
City Alias Mixed CaseHuntington
Box Count172
SFDU9853
MFDU415
State ANSI18
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number173993
Unique ZIP Name
SSA State County Code15340
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseHuntington

Indiana Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]