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Homeowners Insurance in 46765

Getting the most affordable home insurance rates in 46765 just got easier for Leo, IN home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Leo. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Leo, IN Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 46765

When discussing Indiana homeowners insurance rates, Leo residents are finding new ways to save time and money by discovering lower rates when they shop online. Indiana may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 35. Residents that live within the 46765 zipcode are currently paying $777 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Leo does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

46765 Home Insurance Average Premiums

Local 46765 homeowners insurance quotes comparison

$527 /yr.

Shows Zip Code: 46765 lowest rates with discounts applied on average.

For the 46765, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$527 /yr.
Average Coverage:$777 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1077 /yr.

What is the average home insurance cost for a home in 46765?

  • • The average homeowners insurance premium paid annually for a home in 46765 is around $777 per year.

What does it cost on average per month for home insurance in 46765?

  • • Homeowners in 46765 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 46765?

  • • Autoowners in 46765 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leo area, check out other zip codes nearby 46765.
Review average rates in another zip code:
46765 homeowners insurance rates

Home Replacement Cost Coverage in 46765

Average Building Cost Per Square Foot in 46765: $108

Location: Leo, Indiana (Allen County)

Average Square Footage in 46765: 2,073 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46765 before you start any project. Leo homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46765 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46765 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,073 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,073$223,900
Additional Upgrades & Added Features$1352,073$279,875
Major Home Updates or Advancements$1622,073$335,850

It's important to understand that when you estimate your replacement cost of your home in the 46765 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46765

Best Home & Auto Insurance Agencies in 46765

Allstate Insurance Company - William Simmons

Address: 14007 Pony Express Run Leo, IN 46765
Phone:
Website: http://www.allstateagencies.com/060802?cid=OTC-YP.com-IYP&att=TL
Info:

Bryan- Robert E

Address: 14425 Leo Rd Leo, IN 46765
Phone:
Website:
Info:

Housing Demographics for 46765

Population Review for 46765 Zip Code

For the city of Leo, the population within 46765 has increased to over 5,927 residents in population size. The current population total is 5,580. We have broken down the population based on race below. In 46765, there are over 2792 in male population and 2788 females.

PopulationValues
Total Population5,580
White Population5196
Black Population60
Hispanic Population172
Asian Population21
Hawaiian Population1
Indian Population10
Other Population53
Male Population2792
Female Population2788
Population Estimate5927

Household Data for 46765

The average number of homes in 46765 is around 1,898, there are an average of 2.90 per household. The average house value according to local real estate values is around $223,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,898
Persons Per Household2.90
Average House Value$223,900
Income Per Household$88824
Median Age40.4
Median Age Male39.0
Median Age Female41.2
46765 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityLeo
City Alias NameLEO
CountyAllen
County FIPS003
State FIPS18
Time Zone5
Day Light SavingY
MSA2760
PMSA
CSA258
CBSA23060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFort Wayne, IN
MSA_NameFort Wayne, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses112
Number Of Employees710
Business First Quarter Payroll5853
Business Annual Payroll26109
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population416257
CBSA Division Population0
Congressional District03
Congressional LandArea4180.37
Delivery Residential2044
Delivery Business45
Delivery Total2279
Preferred Last Line KeyX12745
Classification Code
Multi-County
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX12745
Land Area12.647000
Water Area0.177000
City Alias Code
City Mixed CaseLeo
City Alias Mixed CaseLeo
Box Count79
SFDU1836
MFDU0
State ANSI18
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number174725
Unique ZIP Name
SSA State County Code15010
Medicare CBSA Code23060
Medicare CBSA NameFort Wayne, IN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllen

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]