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Homeowners Insurance in 46774

For homeowners living in 46774, you want more affordable home insurance rates in New Haven, right? Our rates are very competitive for homeowners living in the great city of New Haven, IN. Many homeowners living in the 46774 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 46774 should appear in the zip code field ready to go. Comparing New Haven, IN Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

46774 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in New Haven pay around $753 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Indiana home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 46774 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, New Haven homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Indiana home insurance premium today!

Get 46774 Homeowners Insurance Rates Now!

46774 Home Insurance Average Premiums

Local 46774 homeowners insurance quotes comparison

$503 /yr.

Shows Zip Code: 46774 lowest rates with discounts applied on average.

For the 46774, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$503 /yr.
Average Coverage:$753 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1053 /yr.

What is the average home insurance cost for a home in 46774?

  • • The average homeowners insurance premium paid annually for a home in 46774 is around $753 per year.

What does it cost on average per month for home insurance in 46774?

  • • Homeowners in 46774 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 46774?

  • • Autoowners in 46774 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Haven area, check out other zip codes nearby 46774.
Review average rates in another zip code:
46774 homeowners insurance rates

Home Replacement Cost Coverage in 46774

Average Building Cost Per Square Foot in 46774: $108

Location: New Haven, Indiana (Allen County)

Average Square Footage in 46774: 1,255 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46774 before you start any project. New Haven homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46774 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46774 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,255 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,255$135,500
Additional Upgrades & Added Features$1351,255$169,375
Major Home Updates or Advancements$1621,255$203,250

It's important to understand that when you estimate your replacement cost of your home in the 46774 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46774

Murphy Insurance

Address: 626 Broadway St New Haven, IN 46774
Phone: (260)749-1812
Website: www.murphyinsurance.net

Kage Insurance Agency

Address: 132 Lincoln Hwy W Suite 6 New Haven, IN 46774
Phone: (260)749-5135
Website: www.kageinsurance.com

Best Home & Auto Insurance Agencies in 46774

Murphy Insurance

Address: 626 Broadway St New Haven, IN 46774
Phone:
Website: http://www.murphyinsurance.net
Info:

Kage Insurance Agency

Address: 132 Lincoln Hwy W, #6 New Haven, IN 46774
Phone:
Website: http://www.kageinsurance.com
Info:

Bauer- Shelvya J

Address: 1312 Minnich Rd New Haven, IN 46774
Phone:
Website:
Info:

Metlife Auto & Home Agent: Cathy Haines

Address: 126 Lincoln Hwy W New Haven, IN 46774
Phone:
Website: http://www.metlife.com/
Info:

Housing Demographics for 46774

Population Review for 46774 Zip Code

For the city of New Haven, the population within 46774 has increased to over 18,446 residents in population size. The current population total is 17,341. We have broken down the population based on race below. In 46774, there are over 8488 in male population and 8853 females.

PopulationValues
Total Population17,341
White Population15499
Black Population557
Hispanic Population662
Asian Population105
Hawaiian Population5
Indian Population54
Other Population193
Male Population8488
Female Population8853
Population Estimate18446

Household Data for 46774

The average number of homes in 46774 is around 6,789, there are an average of 2.53 per household. The average house value according to local real estate values is around $135,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,789
Persons Per Household2.53
Average House Value$135,500
Income Per Household$60047
Median Age39.4
Median Age Male37.3
Median Age Female40.8
46774 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityNew Haven
City Alias NameNEW HAVEN
CountyAllen
County FIPS003
State FIPS18
Time Zone5
Day Light SavingY
MSA2760
PMSA
CSA258
CBSA23060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFort Wayne, IN
MSA_NameFort Wayne, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses358
Number Of Employees4327
Business First Quarter Payroll42627
Business Annual Payroll192249
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population416257
CBSA Division Population0
Congressional District03
Congressional LandArea4180.37
Delivery Residential7291
Delivery Business301
Delivery Total7883
Preferred Last Line KeyX13069
Classification Code
Multi-County
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX13069
Land Area52.695000
Water Area0.158000
City Alias Code
City Mixed CaseNew Haven
City Alias Mixed CaseNew Haven
Box Count114
SFDU6587
MFDU0
State ANSI18
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number176083
Unique ZIP Name
SSA State County Code15010
Medicare CBSA Code23060
Medicare CBSA NameFort Wayne, IN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllen

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