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46835 Home Insurance Rates

For homeowners living in 46835, the population estimates are increasing to well over 36,653 with 15,404 occupied homes within the zip code of 46835. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Fort Wayne have increased and the average home insurance premium is around $729 per year in 46835. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 46835 zip code today so we can help you find affordable Fort Wayne, IN home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 46835

Please select one of the three options below based on your 46835 zip code to learn more about Indiana homeowners insurance, plus review average rates and information per state, county or city.

  1. Indiana Homeowners Insurance Quotes
  2. Allen County, IN Home Insurance
  3. Fort Wayne, IN Home Insurance Quotes

46835 Average Home Insurance Rating Cost is: Medium!

Getting cheaper homeowners insurance in the 46835 zip code just got easier with GetHomeInsuranceQuotes.com of Fort Wayne, IN. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 46835 today and let us help you review the best home insurance quotes available for homeowners living in Fort Wayne.

Get 46835 Homeowners Insurance Rates Now!

46835 Home Insurance Average Premiums

Local 46835 homeowners insurance quotes comparison

$479 /yr.

Shows Zip Code: 46835 lowest rates with discounts applied on average.

For the 46835, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$479 /yr.
Average Coverage:$729 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1029 /yr.

What is the average home insurance cost for a home in 46835?

  • • The average homeowners insurance premium paid annually for a home in 46835 is around $729 per year.

What does it cost on average per month for home insurance in 46835?

  • • Homeowners in 46835 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 46835?

  • • Autoowners in 46835 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Wayne area, check out other zip codes nearby 46835.
Review average rates in another zip code:
46816 homeowners insurance rates
46818 homeowners insurance rates
46807 homeowners insurance rates
46819 homeowners insurance rates
46814 homeowners insurance rates
46809 homeowners insurance rates
46802 homeowners insurance rates
46815 homeowners insurance rates
46805 homeowners insurance rates
46825 homeowners insurance rates

Home Replacement Cost Coverage in 46835

Average Building Cost Per Square Foot in 46835: $108

Location: Fort Wayne, Indiana (Allen County)

Average Square Footage in 46835: 1,388 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46835 before you start any project. Fort Wayne homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46835 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46835 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,388 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Wayne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,388$149,900
Additional Upgrades & Added Features$1351,388$187,375
Major Home Updates or Advancements$1621,388$224,850

It's important to understand that when you estimate your replacement cost of your home in the 46835 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46835

Houser- Robert W.

Address: 5668 Saint Joe Road Fort Wayne, IN 46835
Phone: (219)485-7515
Website:

Best Home & Auto Insurance Agencies in 46835

Houser Jr- Robert W

Address: 5668 Saint Joe Rd Fort Wayne, IN 46835
Phone:
Website:
Info:

American Family Insurance - Lawrence K Lahr

Address: 5962 Saint Joe Rd Fort Wayne, IN 46835
Phone:
Website: http://www.insurance-agency.amfam.com/in/lawrence-k-lahr/default.aspx?sourceid=yp3
Info:

State Farm Insurance Auto Car Life 46835 46845

Address: 8411 Mayhew Rd Fort Wayne, IN 46835
Phone:
Website: http://www.larryiceagency.com/
Info:

Housing Demographics for 46835

Population Review for 46835 Zip Code

For the city of Fort Wayne, the population within 46835 has increased to over 37,766 residents in population size. The current population total is 36,653. We have broken down the population based on race below. In 46835, there are over 17986 in male population and 18667 females.

PopulationValues
Total Population36,653
White Population29481
Black Population2821
Hispanic Population1990
Asian Population1091
Hawaiian Population7
Indian Population131
Other Population774
Male Population17986
Female Population18667
Population Estimate37766

Household Data for 46835

The average number of homes in 46835 is around 15,404, there are an average of 2.35 per household. The average house value according to local real estate values is around $149,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,404
Persons Per Household2.35
Average House Value$149,900
Income Per Household$65956
Median Age37.2
Median Age Male35.6
Median Age Female38.7
46835 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityFort Wayne
City Alias NameFORT WAYNE
CountyAllen
County FIPS003
State FIPS18
Time Zone5
Day Light SavingY
MSA2760
PMSA
CSA258
CBSA23060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFort Wayne, IN
MSA_NameFort Wayne, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses505
Number Of Employees6578
Business First Quarter Payroll77838
Business Annual Payroll293284
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population416257
CBSA Division Population0
Congressional District03
Congressional LandArea4180.37
Delivery Residential16071
Delivery Business272
Delivery Total21681
Preferred Last Line KeyX12225
Classification Code
Multi-County
CSA NameFort Wayne-Huntington-Auburn, IN
CBSA_DIV_Name
City State KeyX12225
Land Area21.645000
Water Area0.003000
City Alias Code
City Mixed CaseFort Wayne
City Alias Mixed CaseFort Wayne
Box Count0
SFDU9010
MFDU611
State ANSI18
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number172915
Unique ZIP Name
SSA State County Code15010
Medicare CBSA Code23060
Medicare CBSA NameFort Wayne, IN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseAllen

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]