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Compare 46913 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Bringhurst just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 489 neighbors looking to save on their home insurance policy in the local 46913 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 46913. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Indiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Bringhurst, IN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Bringhurst, IN

46913 Home Insurance Average Premiums

Local 46913 homeowners insurance quotes comparison

$565 /yr.

Shows Zip Code: 46913 lowest rates with discounts applied on average.

For the 46913, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$565 /yr.
Average Coverage:$815 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1115 /yr.

What is the average home insurance cost for a home in 46913?

  • • The average homeowners insurance premium paid annually for a home in 46913 is around $815 per year.

What does it cost on average per month for home insurance in 46913?

  • • Homeowners in 46913 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 46913?

  • • Autoowners in 46913 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bringhurst area, check out other zip codes nearby 46913.
Review average rates in another zip code:
46913 homeowners insurance rates

Home Replacement Cost Coverage in 46913

Average Building Cost Per Square Foot in 46913: $108

Location: Bringhurst, Indiana (Carroll County)

Average Square Footage in 46913: 1,552 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46913 before you start any project. Bringhurst homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46913 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46913 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,552 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bringhurst area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,552$167,600
Additional Upgrades & Added Features$1351,552$209,500
Major Home Updates or Advancements$1621,552$251,400

It's important to understand that when you estimate your replacement cost of your home in the 46913 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46913

Best Home & Auto Insurance Agencies in 46913

Housing Demographics for 46913

Population Review for 46913 Zip Code

For the city of Bringhurst, the population within 46913 has increased to over 1,544 residents in population size. The current population total is 1,400. We have broken down the population based on race below. In 46913, there are over 729 in male population and 671 females.

PopulationValues
Total Population1,400
White Population1322
Black Population3
Hispanic Population48
Asian Population2
Hawaiian Population0
Indian Population0
Other Population25
Male Population729
Female Population671
Population Estimate1544

Household Data for 46913

The average number of homes in 46913 is around 489, there are an average of 2.86 per household. The average house value according to local real estate values is around $167,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode489
Persons Per Household2.86
Average House Value$167,600
Income Per Household$74779
Median Age42.9
Median Age Male40.9
Median Age Female44.8
46913 DetailsValues
StateIN
State Full NameIndiana
City TypeN
City Alias Abbreviation
Area Code765
CityBringhurst
City Alias NameBRINGHURST
CountyCarroll
County FIPS015
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA320
CBSA29200
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLafayette-West Lafayette, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees19
Business First Quarter Payroll98
Business Annual Payroll768
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea6352.55
Delivery Residential540
Delivery Business8
Delivery Total553
Preferred Last Line Key014676
Classification Code
Multi-County
CSA NameLafayette-West Lafayette-Frankfort, IN
CBSA_DIV_Name
City State Key014676
Land Area32.777000
Water Area0.000000
City Alias Code
City Mixed CaseBringhurst
City Alias Mixed CaseBringhurst
Box Count5
SFDU540
MFDU0
State ANSI18
County ANSI015
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number172805
Unique ZIP Name
SSA State County Code15070
Medicare CBSA Code29200
Medicare CBSA NameLafayette-West Lafayette, IN
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseCarroll

Indiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]