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Home Insurance Rates in 46941

For homeowners shopping online in 46941, our insurance rates are very competitive for homeowners living in Lagro, IN. Many homeowners based out of the great city of Lagro have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 46941, simply click the "Get Multiple Quotes Now" button. Your 46941 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Lagro, IN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

46941 Home Insurance Rating is: Medium!

If you live in 46941, you can easily save up to 40% off the average home insurance premium of $754 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Lagro can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 46941 today!

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46941 Home Insurance Average Premiums

Local 46941 homeowners insurance quotes comparison

$504 /yr.

Shows Zip Code: 46941 lowest rates with discounts applied on average.

For the 46941, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$504 /yr.
Average Coverage:$754 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1054 /yr.

What is the average home insurance cost for a home in 46941?

  • • The average homeowners insurance premium paid annually for a home in 46941 is around $754 per year.

What does it cost on average per month for home insurance in 46941?

  • • Homeowners in 46941 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 46941?

  • • Autoowners in 46941 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lagro area, check out other zip codes nearby 46941.
Review average rates in another zip code:
46941 homeowners insurance rates

Home Replacement Cost Coverage in 46941

Average Building Cost Per Square Foot in 46941: $108

Location: Lagro, Indiana (Wabash County)

Average Square Footage in 46941: 1,118 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46941 before you start any project. Lagro homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46941 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46941 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,118 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lagro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,118$120,700
Additional Upgrades & Added Features$1351,118$150,875
Major Home Updates or Advancements$1621,118$181,050

It's important to understand that when you estimate your replacement cost of your home in the 46941 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46941

Best Home & Auto Insurance Agencies in 46941

Housing Demographics for 46941

Population Review for 46941 Zip Code

For the city of Lagro, the population within 46941 has increased to over 972 residents in population size. The current population total is 1,123. We have broken down the population based on race below. In 46941, there are over 586 in male population and 537 females.

PopulationValues
Total Population1,123
White Population1067
Black Population2
Hispanic Population22
Asian Population0
Hawaiian Population0
Indian Population11
Other Population9
Male Population586
Female Population537
Population Estimate972

Household Data for 46941

The average number of homes in 46941 is around 452, there are an average of 2.48 per household. The average house value according to local real estate values is around $120,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode452
Persons Per Household2.48
Average House Value$120,700
Income Per Household$72292
Median Age47.5
Median Age Male47.9
Median Age Female46.5
46941 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code260
CityLagro
City Alias NameLAGRO
CountyWabash
County FIPS169
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA47340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWabash, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees68
Business First Quarter Payroll712
Business Annual Payroll3460
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population32888
CBSA Division Population0
Congressional District02
Congressional LandArea3958.58
Delivery Residential392
Delivery Business4
Delivery Total555
Preferred Last Line KeyX12687
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX12687
Land Area25.989000
Water Area0.406000
City Alias Code
City Mixed CaseLagro
City Alias Mixed CaseLagro
Box Count91
SFDU392
MFDU0
State ANSI18
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number174510
Unique ZIP Name
SSA State County Code15840
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseWabash

Indiana Homeowners Insurance News & Information

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