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46991 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 46991? Our rates are very competitive for homeowners living in Van Buren, IN. Many homeowners based out of your 46991 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 46991 should appear in the zip code field ready to go. For Van Buren, IN Home Insurance Rate Quotes click to review the best rates and service online!

46991 Average Premium is Rated: Medium!

Homeowners living in 46991 can easily save up to 40% off the average home insurance premium of $752 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Van Buren that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 46991 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 46991!

46991 Home Insurance Average Premiums

Local 46991 homeowners insurance quotes comparison

$502 /yr.

Shows Zip Code: 46991 lowest rates with discounts applied on average.

For the 46991, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$502 /yr.
Average Coverage:$752 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1052 /yr.

What is the average home insurance cost for a home in 46991?

  • • The average homeowners insurance premium paid annually for a home in 46991 is around $752 per year.

What does it cost on average per month for home insurance in 46991?

  • • Homeowners in 46991 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 46991?

  • • Autoowners in 46991 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Van Buren area, check out other zip codes nearby 46991.
Review average rates in another zip code:
46991 homeowners insurance rates

Home Replacement Cost Coverage in 46991

Average Building Cost Per Square Foot in 46991: $108

Location: Van Buren, Indiana (Grant County)

Average Square Footage in 46991: 835 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46991 before you start any project. Van Buren homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46991 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46991 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 835 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Van Buren area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108835$90,200
Additional Upgrades & Added Features$135835$112,750
Major Home Updates or Advancements$162835$135,300

It's important to understand that when you estimate your replacement cost of your home in the 46991 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46991

Best Home & Auto Insurance Agencies in 46991

Housing Demographics for 46991

Population Review for 46991 Zip Code

For the city of Van Buren, the population within 46991 has increased to over 1,032 residents in population size. The current population total is 1,706. We have broken down the population based on race below. In 46991, there are over 843 in male population and 863 females.

PopulationValues
Total Population1,706
White Population1608
Black Population18
Hispanic Population42
Asian Population1
Hawaiian Population0
Indian Population8
Other Population18
Male Population843
Female Population863
Population Estimate1032

Household Data for 46991

The average number of homes in 46991 is around 657, there are an average of 2.60 per household. The average house value according to local real estate values is around $90,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode657
Persons Per Household2.60
Average House Value$90,200
Income Per Household$47478
Median Age41.8
Median Age Male40.8
Median Age Female42.7
46991 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765
CityVan Buren
City Alias NameVAN BUREN
CountyGrant
County FIPS053
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA31980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMarion, IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees509
Business First Quarter Payroll6529
Business Annual Payroll36042
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population70061
CBSA Division Population0
Congressional District03|05
Congressional LandArea4180.37|1924.76
Delivery Residential397
Delivery Business9
Delivery Total745
Preferred Last Line KeyX13918
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX13918
Land Area32.531000
Water Area0.038000
City Alias Code
City Mixed CaseVan Buren
City Alias Mixed CaseVan Buren
Box Count317
SFDU379
MFDU0
State ANSI18
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number178987
Unique ZIP Name
SSA State County Code15260
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseGrant

Indiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]