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Homeowners Insurance in 46996

For homeowners living in 46996, you want more affordable home insurance rates in Winamac, right? Our rates are very competitive for homeowners living in the great city of Winamac, IN. Many homeowners living in the 46996 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Indiana licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 46996 should appear in the zip code field ready to go. Comparing Winamac, IN Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

46996 Home Insurance Costs Are Considered: Medium!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Winamac pay around $779 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Indiana home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 46996 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Winamac homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Indiana home insurance premium today!

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46996 Home Insurance Average Premiums

Local 46996 homeowners insurance quotes comparison

$529 /yr.

Shows Zip Code: 46996 lowest rates with discounts applied on average.

For the 46996, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$529 /yr.
Average Coverage:$779 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1079 /yr.

What is the average home insurance cost for a home in 46996?

  • • The average homeowners insurance premium paid annually for a home in 46996 is around $779 per year.

What does it cost on average per month for home insurance in 46996?

  • • Homeowners in 46996 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 46996?

  • • Autoowners in 46996 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Winamac area, check out other zip codes nearby 46996.
Review average rates in another zip code:
46996 homeowners insurance rates

Home Replacement Cost Coverage in 46996

Average Building Cost Per Square Foot in 46996: $108

Location: Winamac, Indiana (Pulaski County)

Average Square Footage in 46996: 1,154 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46996 before you start any project. Winamac homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46996 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46996 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,154 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winamac area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,154$124,600
Additional Upgrades & Added Features$1351,154$155,750
Major Home Updates or Advancements$1621,154$186,900

It's important to understand that when you estimate your replacement cost of your home in the 46996 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46996

Best Home & Auto Insurance Agencies in 46996

Thompson- Bev - State Farm Insurance Agent

Address: 117 E Main St Winamac, IN 46996
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

The Budd Agency

Address: 607 S Monticello St Winamac, IN 46996
Phone:
Website:
Info:

Lizenby Bob Insurance

Address: 113 E Pearl St Winamac, IN 46996
Phone:
Website:
Info:

Housing Demographics for 46996

Population Review for 46996 Zip Code

For the city of Winamac, the population within 46996 has increased to over 7,043 residents in population size. The current population total is 6,830. We have broken down the population based on race below. In 46996, there are over 3470 in male population and 3360 females.

PopulationValues
Total Population6,830
White Population6348
Black Population42
Hispanic Population225
Asian Population26
Hawaiian Population1
Indian Population15
Other Population66
Male Population3470
Female Population3360
Population Estimate7043

Household Data for 46996

The average number of homes in 46996 is around 2,812, there are an average of 2.39 per household. The average house value according to local real estate values is around $124,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,812
Persons Per Household2.39
Average House Value$124,600
Income Per Household$50687
Median Age44.7
Median Age Male41.9
Median Age Female47.2
46996 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code574
CityWinamac
City Alias NameWINAMAC
CountyPulaski
County FIPS131
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses195
Number Of Employees2902
Business First Quarter Payroll32773
Business Annual Payroll143861
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|04
Congressional LandArea3958.58|6352.55
Delivery Residential2947
Delivery Business205
Delivery Total3340
Preferred Last Line KeyX14088
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX14088
Land Area189.288000
Water Area0.753000
City Alias Code
City Mixed CaseWinamac
City Alias Mixed CaseWinamac
Box Count95
SFDU2857
MFDU46
State ANSI18
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number179548
Unique ZIP Name
SSA State County Code15650
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CasePulaski

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