Get multiple home insurance quotes in 47001. Our licensed 47001, IN agents are ready to serve you.

47001 Home Insurance Rates

Getting multiple homeowners insurance rates in 47001 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Aurora, IN. Many homeowners based out of the 47001 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Indiana licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 47001 should appear in the zip code field ready to go. For Aurora, IN Home Insurance Quotes, Click to easily get started!

47001 Homeowners Insurance Rates, Average Rating: Medium!

Your homeowners insurance policy in 47001 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Aurora. For a basic HO-3, standard homeowners policy, the average premium per year in Indiana is around $762. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 47001 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 47001 Home Insurance Rates Today and Save!

47001 Home Insurance Average Premiums

Local 47001 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 47001 lowest rates with discounts applied on average.

For the 47001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 47001?

  • • The average homeowners insurance premium paid annually for a home in 47001 is around $762 per year.

What does it cost on average per month for home insurance in 47001?

  • • Homeowners in 47001 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 47001?

  • • Autoowners in 47001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aurora area, check out other zip codes nearby 47001.
Review average rates in another zip code:
47001 homeowners insurance rates

Home Replacement Cost Coverage in 47001

Average Building Cost Per Square Foot in 47001: $108

Location: Aurora, Indiana (Dearborn County)

Average Square Footage in 47001: 1,451 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47001 before you start any project. Aurora homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,451 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aurora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,451$156,700
Additional Upgrades & Added Features$1351,451$195,875
Major Home Updates or Advancements$1621,451$235,050

It's important to understand that when you estimate your replacement cost of your home in the 47001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47001

Wunderlich H F Insurance Agency

Address: 431 2nd Street Aurora, IN 47001
Phone: (812)926-1911
Website:

Best Home & Auto Insurance Agencies in 47001

Stuart- Gregory S

Address: 535 Green Blvd Aurora, IN 47001
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Wunderlich, David - Wunderlich INS Agy

Address: 431 2nd St Aurora, IN 47001
Phone:
Website: http://www.progressive.com/
Info:

American Family Insurance - Tina M Cheek

Address: 316 3rd St Aurora, IN 47001
Phone:
Website: http://www.insurance-agency.amfam.com/IN/tina-m-cheek/default.aspx?sourceid=yp3
Info:

Dale R Moeller - Nationwide Insurance

Address: 435 2nd St Aurora, IN 47001
Phone:
Website: http://www.nationwide.com/agent/Aurora-INDIANA-insurance-agent/dale-moeller/office.html
Info:

Housing Demographics for 47001

Population Review for 47001 Zip Code

For the city of Aurora, the population within 47001 has increased to over 10,783 residents in population size. The current population total is 10,208. We have broken down the population based on race below. In 47001, there are over 5158 in male population and 5050 females.

PopulationValues
Total Population10,208
White Population9605
Black Population58
Hispanic Population157
Asian Population28
Hawaiian Population1
Indian Population24
Other Population55
Male Population5158
Female Population5050
Population Estimate10783

Household Data for 47001

The average number of homes in 47001 is around 4,108, there are an average of 2.48 per household. The average house value according to local real estate values is around $156,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,108
Persons Per Household2.48
Average House Value$156,700
Income Per Household$61214
Median Age43.5
Median Age Male43.1
Median Age Female43.9
47001 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812/930
CityAurora
City Alias NameAURORA
CountyDearborn
County FIPS029
State FIPS18
Time Zone5
Day Light SavingY
MSA1642
PMSA1640
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameCincinnati, OH-KY-IN PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses197
Number Of Employees2322
Business First Quarter Payroll21998
Business Annual Payroll91891
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District09
Congressional LandArea4486.77
Delivery Residential4348
Delivery Business241
Delivery Total4756
Preferred Last Line KeyX11501
Classification Code
Multi-CountyY
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX11501
Land Area76.233000
Water Area1.454000
City Alias Code
City Mixed CaseAurora
City Alias Mixed CaseAurora
Box Count134
SFDU4091
MFDU69
State ANSI18
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number170363
Unique ZIP Name
SSA State County Code15140
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID14
County Mixed CaseDearborn

Indiana Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]