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47010 Homeowners Insurance Quotes & Rates

Bath residents living within the 107 homes available in the zip code of 47010 are shopping online to compare cheaper and more affordable Bath, IN home insurance rates. In the great city of Bath, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Indiana is around $802 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 47010 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 47010 home insurance rates today! Please give us a call now at 1-855-976-2656. For Bath, IN Homeowners Insurance Quotes, Click to easily get started!

47010 Home Insurance Average Premiums

Local 47010 homeowners insurance quotes comparison

$552 /yr.

Shows Zip Code: 47010 lowest rates with discounts applied on average.

For the 47010, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$552 /yr.
Average Coverage:$802 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1102 /yr.

What is the average home insurance cost for a home in 47010?

  • • The average homeowners insurance premium paid annually for a home in 47010 is around $802 per year.

What does it cost on average per month for home insurance in 47010?

  • • Homeowners in 47010 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 47010?

  • • Autoowners in 47010 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bath area, check out other zip codes nearby 47010.
Review average rates in another zip code:
47010 homeowners insurance rates

Home Replacement Cost Coverage in 47010

Average Building Cost Per Square Foot in 47010: $108

Location: Bath, Indiana (Franklin County)

Average Square Footage in 47010: 1,528 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47010 before you start any project. Bath homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47010 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47010 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,528 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bath area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,528$165,000
Additional Upgrades & Added Features$1351,528$206,250
Major Home Updates or Advancements$1621,528$247,500

It's important to understand that when you estimate your replacement cost of your home in the 47010 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47010

Best Home & Auto Insurance Agencies in 47010

Housing Demographics for 47010

Population Review for 47010 Zip Code

For the city of Bath, the population within 47010 has increased to over 312 residents in population size. The current population total is 304. We have broken down the population based on race below. In 47010, there are over 172 in male population and 132 females.

PopulationValues
Total Population304
White Population280
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population4
Male Population172
Female Population132
Population Estimate312

Household Data for 47010

The average number of homes in 47010 is around 107, there are an average of 2.84 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode107
Persons Per Household2.84
Average House Value$165,000
Income Per Household$0
Median Age44.5
Median Age Male40.5
Median Age Female48.7
47010 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code765/812
CityBath
City Alias NameBATH
CountyFranklin
County FIPS047
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District06|08|09
Congressional LandArea6206.83|7255.39|4486.77
Delivery Residential110
Delivery Business3
Delivery Total533
Preferred Last Line KeyX11542
Classification Code
Multi-CountyY
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX11542
Land Area9.418000
Water Area0.051000
City Alias Code
City Mixed CaseBath
City Alias Mixed CaseBath
Box Count15
SFDU110
MFDU0
State ANSI18
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number170451
Unique ZIP Name
SSA State County Code15230
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID14
County Mixed CaseFranklin

Indiana Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]