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Quickly Revew Homeowners Insurance in 47034

If you own a home in Napoleon, IN you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 47034 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Indiana licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 47034 and start comparing rates now.

47034 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 47034 is $801 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 47034 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Napoleon, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

47034 Home Insurance Average Premiums

Local 47034 homeowners insurance quotes comparison

$551 /yr.

Shows Zip Code: 47034 lowest rates with discounts applied on average.

For the 47034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$551 /yr.
Average Coverage:$801 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1101 /yr.

What is the average home insurance cost for a home in 47034?

  • • The average homeowners insurance premium paid annually for a home in 47034 is around $801 per year.

What does it cost on average per month for home insurance in 47034?

  • • Homeowners in 47034 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 47034?

  • • Autoowners in 47034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Napoleon area, check out other zip codes nearby 47034.
Review average rates in another zip code:
47034 homeowners insurance rates

Home Replacement Cost Coverage in 47034

Average Building Cost Per Square Foot in 47034: $108

Location: Napoleon, Indiana (Ripley County)

Average Square Footage in 47034: 970 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47034 before you start any project. Napoleon homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 970 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Napoleon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108970$104,800
Additional Upgrades & Added Features$135970$131,000
Major Home Updates or Advancements$162970$157,200

It's important to understand that when you estimate your replacement cost of your home in the 47034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47034

Best Home & Auto Insurance Agencies in 47034

Housing Demographics for 47034

Population Review for 47034 Zip Code

For the city of Napoleon, the population within 47034 has increased to over 0 residents in population size. The current population total is 172. We have broken down the population based on race below. In 47034, there are over 70 in male population and 102 females.

PopulationValues
Total Population172
White Population168
Black Population0
Hispanic Population2
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population70
Female Population102
Population Estimate0

Household Data for 47034

The average number of homes in 47034 is around 73, there are an average of 2.36 per household. The average house value according to local real estate values is around $104,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode73
Persons Per Household2.36
Average House Value$104,800
Income Per Household$0
Median Age47.7
Median Age Male40.0
Median Age Female51.5
47034 DetailsValues
StateIN
State Full NameIndiana
City TypeZ
City Alias Abbreviation
Area Code812
CityNapoleon
City Alias NameNAPOLEON
CountyRipley
County FIPS137
State FIPS18
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees142
Business First Quarter Payroll940
Business Annual Payroll4301
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District09
Congressional LandArea4486.77
Delivery Residential0
Delivery Business0
Delivery Total90
Preferred Last Line KeyX13042
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX13042
Land Area0.129000
Water Area0.000000
City Alias Code
City Mixed CaseNapoleon
City Alias Mixed CaseNapoleon
Box Count67
SFDU0
MFDU0
State ANSI18
County ANSI137
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number175929
Unique ZIP Name
SSA State County Code15680
Medicare CBSA Code99915
Medicare CBSA NameRural Areas in IN
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseRipley

Indiana Homeowners Insurance News & Information

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    Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance.  If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]

  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]